If my credit card company takes me to court will there be a jury?

Jump to Last Post 1-6 of 6 discussions (6 posts)
  1. profile image46
    No Longer Fleecedposted 8 years ago

    If my credit card company takes me to court will there be a jury?

    I stared with a $25,000 consolidation debt, now five years later it's only down to $20,000 yet I've already paid $34,000. I no longer want to pay these crooks.

  2. Brie Hoffman profile image67
    Brie Hoffmanposted 8 years ago

    I don't know, call an attorney and ask them, they will tell you over the phone.

  3. John B Badd profile image61
    John B Baddposted 8 years ago

    no you do not get a jury in a civil case.  If you have a case against them get an attorney.  If you owe more money than an attorney can save you get one.  If you owe a little money and can not afford an attorney bend over and grab you ankles, prepare to pay them off or have your wages and or bank account garnished.
    talk to a debt counsler if nothing else

  4. Pearldiver profile image79
    Pearldiverposted 8 years ago

    You have a contract which you signed to get the benefits that you required. Part of that contract is that you service the debt that is created, providing you the benefit.

    If you reneg then the other party can sue you for your departure of the terms of agreement.  I guess that is where you are at right now.  If they commence civil proceedings against you, you have the ability to defend yourself... but it is advisable to consult an attorney.  They will have been able to lodge a default against you with credit reporting companies and this will negatively affect your credit worthiness. 

    If they are successful in court with gaining a judgment against you then they can also have the Court enforce payment and asset seizure of your things.  Any shortfall will allow them to file for your bankrupcy.

    Get an attorney and never sign anything that you do not intend to honor.  Sorry if I have hurt your feelings here... but you have an honest answer that just might save your life if you use the info to re-establish friendly terms with the other party that will allow you to renegotiate more favorable terms.

    Good Luck.... Don't Let this ruin your life.

  5. profile image44
    allenspposted 7 years ago

    It's too bad you signed up with a consolidation company. If you get noticed by a credit card company, talk to a consumer defense attorney.  I was in a similar situation and was being harassed unmercifully. My lawyer, Hinsley in Houston did a fantastic job of taking care of the issue for me and I'm back on track.  Just call a consumer defense attorney, don't put up with the creditors/credit card company threats.

  6. zaton profile image76
    zatonposted 10 months ago

    Wow....honestly, it would have been better if you hadn't paid at all. In just 7 years, it would've wiped off your account had you declared chapter 7 bankruptcy. They really have taken a lot from you - but you should've read the interest rates. We all make mistakes, though. Read more about credit cards here - http://pinstor.us/articles/10-best-cred … one-cards/

 
working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)