Are you a spender or a saver?

1. 56

   Peter211posted 14 years ago

   Most defiantly a saver, I don't spend much even when I have lots of money to spend!

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2. 57

   ZaneZenMasterposted 14 years ago

   I spend mostly on assets, then necessities, and once in a while. "STUFF"
   
   And I'm a saver xP

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3. 61

   sonia05posted 14 years ago

   spender......slowly turning into a saver!!!! I never thought much about saving but certain realities of life compels one to be a saver.

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4. 60

   jammy15posted 14 years ago

   I am a big time spender. I know this is my negative point but I feel helpless when it comes to save the money. But I am overcoming my speding habit now and trying to save some money.

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5. 59

   shannon86posted 14 years ago

   A saver, definitely. I've always been one. When I was younger my friends would kind of tease me about it, but now that I'm comfortable and I've never been in debt they're asking me for advice.

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6. 42

   John Mulindiposted 6 years ago

   Am a wise spender and saver. I save part of my income, and spend the rest but I must plan all what I plan to buy.

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7. 68

   Gurpinder Vir Singh Raiposted 6 years ago

   Definitely a saver

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8. 65

   Dadsfinancialdestinationposted 6 years ago

   I would call my family Budgeters rather than savers, we set our spending limit less than our income and do whatever we want with the money we have allowed ourselves.
   We get to increase our sending as our investments make us more money.

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9. 63

   DominiqueCMposted 5 years ago

   I'm a bit of a spender. But I would like to change that. I'd like to actually start saving more.

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10. 61

    riftresearchposted 5 years ago

    Remarkable

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11. 68

    MisterHubs1982posted 5 years ago

    Looking back over my financial choices, I'm more a spender than a saver. It wasn't until I had to change locations from Arizona to North Carolina that I had to appreciate and implement the desire to save up. I'm still struggling to find employment but when I do, I'll have to start saving up even more.
    
    
    
    This will require a two-fold approach: cutting out discretionary spending (a fancy word I learned to say I'm wasting money) along with finding methods to build a shoring up of income 'defenses' to handle situations as they come. This will also require an uprooting of certain habits that I do in terms of spending as well as being savvy in what I'm spending.
    
    Finally, it will be meaningless to do all this saving and not spend it at all, much less spending the money wisely. The money has to go somewhere and towards something worthwhile. This is done AFTER the obligations (aka bills) are handled in a timely manner.

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