Do microloans in Kiva actually help anyone?

  1. Rui Carreira profile image86
    Rui Carreiraposted 13 years ago

    Do microloans in Kiva actually help anyone?

    Do microloans made on Kiva help people? Or just make them in debt?

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  2. DreamerMeg profile image69
    DreamerMegposted 13 years ago

    If they manage to repay the loans on time, then they are presumably not in more debt. Other than that - who knows? Kiva will give you information on how helpful it is but I am not aware of any independent assessment, without searching on line. On the other hand, some small loan formats have been replicated in the Western world for helping low income people access funding for building their own business. The credit union organisation could also be considered a small loan business model and then there are organisations like Zopa, where lenders combine to help borrowers, so no one lender is at risk because of one failure.

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