What is a payday loan?

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  1. MomsTreasureChest profile image85
    MomsTreasureChestposted 11 years ago

    What is a payday loan?

    1. spiralclick profile image56
      spiralclickposted 11 years ago

      A pay day loan is a short term cash advance (usually UN-secured). They are also called cash advance or cash advance loans. Banks and Institution give that loan depending upon your salary slip or bank statement etc..

      Credit Card is a good example of Cash Advance...

    2. point2make profile image59
      point2makeposted 11 years ago

      A payday loan is a predatory practice used by "legitimate" businesses  to prey on the poor and less fortunate. They will loan you money, for a price of course, to tide you over until payday. Unfortunately the hard truth is that if cannot make it, financially,  from paycheck to paycheck already...how are you going to pay the payday loan back without leaving yourself short again? These companies are not there to help........they are there to make money off the people who can least afford it. Best advice.....stay away from payday loans whenever possible. They can become habit forming.

    3. profile image51
      annoymousposted 11 years ago

      i know how it feels like..getting financial support this days are hard..i was in need of an urgent loan after i lost my husband..i tried securing loan from my bank,they turned my request down.i kept searching till a good friend i met online told me about a Gareth Loan Company,the worst of all i don't ave a collateral and im not a UK based,but  to my surprised i was offered the loan without stress despite my bad credit report..im so happy to contact them,since then i  have been referring people to them and they have all been happier securing a quick and legit loan with low interest rate..its awesome.if u need loan don't hesitate to contact them through this email:garethloancorp@gmail.com

      1. mbiddrup profile image60
        mbiddrupposted 10 years agoin reply to this

        from my point of view PAYDAY LOAN is something which will help you in a situation when no one on your side. This would short term. This is also called CASH advance. Thanks smile

     
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