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jump to last post 1-7 of 7 discussions (8 posts)

How To Get A Loan

  1. payday100 profile image48
    payday100posted 8 years ago

    Stuck between paychecks and need some extra finances? Whether it’s to get you through the week or the remainder of the month, getting a payday loan can be the quick and easy solution to all of your financial needs.
    Follow these 3 simple steps to ensure you are well on your way to getting the money you need and deserve!

    [.1] DO YOUR HOMEWORK. Applying to every payday loan website you come across will not guarantee better results nor is it completely safe.Take the time to do research on how reputable loan companies are and the qualifications they require to access a loan through them.

    [.2.] HAVE YOUR PAPERWORK TOGETHER. Close to every loan company will need you to fax over one thing or another to verify either your identity or something such as a bank account. Having your paperwork already together will eliminate wasting time gathering them after you have already been approved. If you’re lucky, you can get your money wired to your account the same day; but, not if you’re spending an hour and a half gathering documents.

    [.3.] KNOW AL THE STIPULATIONS. There are rules to everything. After getting approved, be aware of the turnaround time you have to pay your loan back, what type of re-payment plans the company offers and whether or not you can be granted an extension if need be. Knowing all this information will save you the trouble of dealing with those annoying phone calls that will start rolling in two weeks later about the cash you’ve been lent. Keeping a clean record with your loan company and making payments on time will ensure they will be around to assist you the next time you are in a bind!

    Keep these three things in mind whenever you are looking for a loan. Rest assure, it may take a little longer than you anticipated, but , in the end, you’ll be glad you did your homework!

  2. brianzen profile image60
    brianzenposted 8 years ago

    That would be a good hub!

  3. brianzen profile image60
    brianzenposted 8 years ago

    Okay seriously here is how to do it... Right click and drag over a paragraph then go to start a new hub... then select topics and such, when you get in drop several of the text boxes, open one and "paste in your 1st paragraph, then repeat untill all of your stuff is in text boxes. (dont forget to edit and space carefully) then add pics and such, then save changes and publish! good luck!

  4. profile image44
    HomeBuyerHelpposted 8 years ago

    lol...nice one brianzen!

  5. cashloanme profile image33
    cashloanmeposted 7 years ago

    Usually a job, paycheck and direct deposit can get you a short term loan. If you have any additional questions on what is needed to obtain a cash loan, contact Me!

  6. matherese profile image61
    mathereseposted 7 years ago

    Very good why don't you publish it on hub

  7. DREAM ON profile image82
    DREAM ONposted 7 years ago

    You have given me some information and I am seeking more.What are the downsides and interest you pay.Nice work so far.

    1. pitzele profile image66
      pitzeleposted 7 years agoin reply to this

      First, be very careful about applying.  Every inquiry on your credit is two points, with the notable exception  of car dealers shopping auto loans and mortgage companies doing the same with mortgages.  But if you have two or three current paystubs and a bank account (that you know the routing number as well as your account number), then you ought to be able to get something.  They also check your credit for latenesses, but are in no way as strict as for an unsecured personal loan.  However, "payday" mentioned something that cannot be repeated enough - the importance of knowing your terms, otherwise known as the fine print.  Be careful not to be so excited to get the money that you don't pay attention to the how much and when for repayment.

 
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