Has anyone had success in calling their credit card company to ask for a lower interest, and got it?
Yes, I have had good success with asking for a lower interest rate. Especially if you tell them you want to cancel the card and sign up with another company that has lower rates. Usually, they will match the lower rate you have been offered. But, it's best to sign up with a low rate rewards card in the first place. If not, switch to one as soon as possible.
I always pay in full each month, so no interest. I don't care what the rate is.
However, when I got a bill for a yearly service charge, I called and said that even though I had been with them for many years, I knew there were other cards that did not have a service charge -- so they dropped the charge.
by No Longer Fleeced 12 months ago
If my credit card company takes me to court will there be a jury?I stared with a $25,000 consolidation debt, now five years later it's only down to $20,000 yet I've already paid $34,000. I no longer want to pay these crooks.
by Gary Anderson 8 years ago
I just wrote a hub on this, but what I want is to have a discussion here. This is the issue: the senate voted on 5/19 to forbid the states from setting caps on interest rates for credit cards. The injustice of this is that the state in which the credit cards are issued, namely South Dakota and...
by Gous Ahmed 7 years ago
If you pay off credit cards by getting a loan out, aren't you in the same position still?Maybe a loan won't have interest increase like credit cards, but what is the best way to get out of this situation for good?
by Luke M. Simmons 3 years ago
What is the worst time you have been ripped off by a company?We have all been victims of scams, whether it be a company offering a free trial and then billing your credit card, or something perhaps more sinister. I would like to hear recounts of these experiences, with all the gruesome...
by Credit Comedy 2 years ago
Does anyone know if they still cut up your credit card at restaurants if it is bad, like old days?
by Clifford Beaver 6 years ago
What is the best way to pay off credit card debt?I don't personally have any major credit card debt, and the debt that I do have is under control. However, I know some people who have let their credit cards get out of hand and I'm sure there are people searching for ways to pay it off. So I ask...
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