So... What Do I Do Now?
- Pani Midnyte Odinposted 13 years ago
0The last few weeks have been a struggle for my household, to say the least, but today... Today made it a thousand times worse.
The IRS is coming after my roommate for $2600.00, which doesn't sound like a lot, but it's a fortune to us, especially since the government is garnishing his ENTIRE paycheck until it is paid off. That's THREE paychecks my roommate won't even see.
The government doesn't seem to care that his paychecks are the only reliable source of income we have and that there is a 15 year old boy here. What are we going to do for food, water, rent, etc? We have a total of 87 cents put together.
I don't have a job. It seems nearly impossible to find a job. I'm lucky if I can get an extra $10.00 a month babysitting the neighbor's kids.
Rent is due tomorrow. April 1st. How we hate that date! See, after April 1st in Iowa means they can kick our butts out, whether we have kids in the house or not.
I've also been feeling pretty depressed lately as it is, but this news takes the cake.
So... what do I do now? I don't have the money to stay here. I don't have the money to go anywhere else. There aren't even any women's shelters around here!
Anyway, I don't know the point of this thread really. If I suddenly disappear, it's because we couldn't pay the internet bill. If I do get to stay, I probably became a prostitute or something.
I think they should be able to negotiate to I don't think the IRS can take your entire check, I had a friend who went through that and $2600.00 isn't to much.
It is the Internal Revenue Service here in the United States a wonderful place where many of us hard working citizens have to pay into because we do not get any tax cuts.
OH ! and they can take all your checks and leave you on the streets ?
No, they can take a portion but normally you can get it resolved $2600.00 is fairly low I have seen them wait to the following year when a person files there taxes and IF the person is due a refund they take it and apply it toward the amount owed. If a person has not filed taxes for a few years is when they like to chase people for the money. I only know this because a friend of mine experienced it when she was unemployed due to health reasons. They took I believe it was 15% and when she went down and spoke to them directly they worked something out.
Well. I hope she comes here and post an explanation ,then. I'm sure she sorted things out! she was posting on FB yesterday, and nothing was said about this problem !
Who? I hope she posts to I also offered to help her since my family is very well known back there, I can't stand to see people struggle, I know we have had our own struggles.
If you don't mind me asking, where in Iowa are you? My future SIL just moved to Des Moines and got a job immediately.
Iowa Legal Aid http://www.iowalegalaid.org/ia/homepage.html
Just a google search away- Pani Midnyte Odinposted 13 years ago0
- Pani Midnyte Odinposted 13 years ago0
- JeanMeriamposted 13 years ago0
More power to you Pani! Do you have any major interests you could make money from?
That's lousy, about the business grant I mean.
Can you grow a crop of anything where you are? I mean vegetables, fruit, spices?Tough call on the veggies. All the online ways of making money that I know take time.
You can make good money on ebay if you learn all the ropes, but you can't afford to risk money learning.
Finding the time to learn is another hard bit.
I will continue to think about it Pani.I would appreciate any help I could get. Thank you, earnest
Pani, I have read the entire thread and have so many family members who reside in Iowa. What part of Iowa are you in? I have Aunts and Uncles who are pretty high up in there companies what type of experience do you have? Most small towns in Iowa have very large cities that are very close to them and there are many places to find a job. Have you tried Hyvee's? Wal-mart? CVS? I know based on your resume' that Iowa also has positions that need to be filled in the State as well as the electric company and the water company in some of the major cities that are close to the small towns. If you are on the border of Iowa, Nebraska, South Dakota those jobs are within distance and they also have call centers that are always hiring.
Our family is quite large and well known in many parts of Iowa so if you are looking for work I can possibly assist you.
I have so much history there it is almost like being a Kennedy! lololoLOL AEvans ! Kennedys ! wow !
I'm sure she will appreciate your help.
Maybe she didn't look hard enough !I wish I would have known but just ran across this thread I am always willing to help someone when they are in need especially when they are having such a hard time. Yes, unfortunately our family is like the Kennedy's back there and everyone knows who they are which is sometimes a pain in the batooty, but other times it is a blessing.
I hope she sees this thread then ! Or maybe it's too late. Maybe she's on the streets by now
That would be so sad
I believe in Iowa they have to give them time to move they just don't boot them out. In a lot of those small towns in Iowa the landlords are pretty laid back, I know my Uncle owns quite a few places in his small town, he is so understanding and cordial. He understands when people are struggling 99.9% of true Iowans are always there for others and are some of the kindest, hard-working people in our Country.
I know, I'm probably late in replying.. But hell, deal with it.
1. Nobody can garnish an entire paycheck. There are laws against that - if they try, you can sue them. I believe the limit is 25% of net income, after taxes, before benefits.
2. Low income families that receive unemployment are typically exempt from garnishment. If you're on unemployment, you're safe. If you're not on it and you are able to work, try to apply. It's not much, but it will help.
3. There are a lot of government assistance programs out there. Find out about them. I had a friend that wasn't able to work due to a medical issue (nothing major, but enough). She received food stamps plus social security benefits until she could return to work. She also lived in an income based apartment (income was her S.S. check) and survived quite nicely. Go to your local chamber of commerce and they'll tell you where to go for all of that.
4. There is a ton of free or low cost legal help out there as well. Call your local bar association and they'll be able to direct you where to go.
and finally,
5. quit wining and go do something. I mean it. When you stop feeling sorry for yourself and start looking for solutions, you'll be a lot better off. I promise.
Either way, if you come back and see this - I wish you the best.. If not, well, maybe it'll help someone else.- Pani Midnyte Odinposted 13 years ago0
They IRS can't garnish half of a person's check they can only garnish 25% what part of Iowa are you in? You don't have to give your actual city but you could give one next door if necessary since you are looking for a second income I could seriously possibly assist.
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