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jump to last post 1-16 of 16 discussions (16 posts)

Have you changed your spending habits with this recession?

  1. Ladyfoxx321 profile image57
    Ladyfoxx321posted 7 years ago

    With the unemployment statistics in the double digits, the housing market at an astonishing low and businesses failing, how have you changed your spending habits or has the recession affected you?  Other than Hubpages, what have you done to supplement your income?  What strategies for saving money do you recommend?

    Personally, we have cut down on eating out, which had gotten out of hand.  We use public transportation more often and the cost savings go into an account for house repairs or to pay for our weekend excursions.  Please share, someone may be at their wits end trying to make ends meet and you may have a solution.  Thanks.

  2. paradigmsearch profile image91
    paradigmsearchposted 7 years ago

    No, I changed my spending habits in the last recession. And I’ve never changed them back. smile

    As for a tip, I never buy a book. It's always off to the library for me.smile

  3. Onusonus profile image79
    Onusonusposted 7 years ago

    My wife's been cuponing.....

  4. paradigmsearch profile image91
    paradigmsearchposted 7 years ago

    And another one. On average, junk food costs more per ounce than meat. I’m serious; I did the math.

  5. kmackey32 profile image68
    kmackey32posted 7 years ago

    Things have been the same for me....

  6. Ladyfoxx321 profile image57
    Ladyfoxx321posted 7 years ago

    That's good to be able to maintain your same lifestyle with no changes.  Couponing is great; I need to do it more often.

  7. Lisa HW profile image72
    Lisa HWposted 7 years ago

    Things were pretty much "as usual" for me until the whole PANDA thing - but that's a-whole-nother issue, isn't it....    hmm  smile

  8. profile image49
    BKELLYposted 7 years ago

    create a budget and stick to it! i used to think that doing the math in my head would do the trick, but i was soooo wrong..

  9. fdoleac profile image57
    fdoleacposted 7 years ago

    Yes, we have delayed major purchases, reduced our visits to restaurants and in general focused on needs instead of wants.

  10. Moonchild60 profile image80
    Moonchild60posted 7 years ago

    I don't really have to, thank God, but I started to cut coupons, look for more sales, eat out less and stopped just buying whatever I want because I can.  It's nice, but it just feels wrong, all things considered.  What confuses me is that according to the Stock Market and the financial stations, retail sales increased in March...what is that about?  Seriously??? I know it wasn't because of ME.

  11. Ladyfoxx321 profile image57
    Ladyfoxx321posted 7 years ago

    I've learned not to beleive the "experts" necessarily when it comes to money and spending trends, etc.  The best thing to do is put money away; including in ways that you can get to your money if necessary (money under mattress).

    Also, writing a spending plan or budget does really help.  When you see it on paper it makes a difference and is easier to make adjustments.

    Delaying major purchases is also a good idea.  We've sold alot of unnecessary items in order to have extra money and help others out at the same time.

  12. Joy56 profile image78
    Joy56posted 7 years ago

    you know what i have had to change a lot, and i think i am happier, not jetting around the world, and not eating out, and not buying things i dont really need.  Sitting in the house, enjoying the comfort, and communicating on hub pages, cant put a price on it...... i am happy

  13. 4closurefraud32 profile image57
    4closurefraud32posted 7 years ago

    i have definitely - coupons! coupons! coupons! smile planning trips to save gas and watching the budget A LOT more closely. money seems to evaporate nowadays.

  14. cheaptrick profile image72
    cheaptrickposted 7 years ago

    You would not believe how hard all this new legislation has hit small business's.The new so called food safety bill requires operations like ours to pay all expenses for inspections,new permits,and non patented seed.Small business has taken the brunt of this deluge of new tax laws as well.We're still afloat but We've run out of buffers and it looks like the storms going to get allot worse soon.
    Yes,I've changed my spending habits.

  15. JSwindell profile image65
    JSwindellposted 7 years ago

    Yes.  Ten years ago, I used to go into a state of frenzy over post-holiday sales at clothing and shoes stores.  For the past couple of years, it's been about those post-holiday bundles at Target and the satisfaction of knowing I'll have almost a years' worth of cleaning supplies for less than $50.

  16. Ladyfoxx321 profile image57
    Ladyfoxx321posted 7 years ago

    Wow, I am so sorry about your business.  You're right, the new tax laws has really hurt the small and disadvantaged businesses.  Small business really do keep the country going to some degree and it seems we are defeating the purpose. 

    Coupons are good.  I am trying to be more diligent in using them, but its no good when I leave them on the kitchen table!  Do you have a good organization system 4closurefraud32?

    JSwindell, I'm with you, I don't do the holiday shopping anymore, I gave it up because it is meaningless to me.  I'm generous throughout the year, so everyone understands my philosophy.

 
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