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How did you change your spending habits in 2010?

  1. Karina S. profile image61
    Karina S.posted 7 years ago

    How did you change your spending habits in 2010?

    1. profile image61
      mycheapposted 7 years agoin reply to this

      I opened a checking account making 5% interest requiring 15 debt transactions a month. To get the debits, I buy a daily Sonic drink at happy hour which I love.   

      The drink is also half price, which I love.

      1. goldenpath profile image74
        goldenpathposted 7 years agoin reply to this

        Paid off some debts already and increased my spending on food storage and emergency supplies.

      2. profile image0
        cnhay5posted 7 years ago

        Nothing changed, except I want to make more money smile

      3. double_frick profile image63
        double_frickposted 7 years ago

        2010 just started.
        but in 2009 i learned to spend much more wisely, and still get about the same satisfaction...maybe more. smile
        i don't buy new clothes, SOMETIMES i buy a pair of yoga pants at wal mart (the girls dept is CHEAP and easily wearable for petite girls, should i be embarrased?) so i learned to wear kids clothes, and shop more thrift stores.

        NO starbucks, but if i need a coffee out i get 7-11 coffee, its waaaayy cheaper and they have free extra shots and creamer, marshmallows, syrups, you name it. wowza!
        and coffee at home, of course.

        i guess i pretty much don't buy anything anymore. but what i do buy retains its novelty value, like a playstation 3...internet...coffee maker...paints...and so on...

        people need to lower their expectations and reevaluate their needs vs wants.
        in my experience personally having less and thus lower expectations makes for a more content albeit simple lifestyle.
        costa rica is the happiest place on earth and look how "little" they have from the average american's perspective....

        1. Karina S. profile image61
          Karina S.posted 7 years agoin reply to this

          I agree with you. People should learn to spend less, and save more.

          1. skyfire profile image72
            skyfireposted 7 years agoin reply to this

            Not true, if all people in particular region starts to spend less or get into frugality, how come there will be progress ?

            1. Karina S. profile image61
              Karina S.posted 7 years agoin reply to this

              Progress is not about spending money to buy another pair of shoes or overpriced cup of coffee

              1. skyfire profile image72
                skyfireposted 7 years agoin reply to this

                That way it is right we are not supposed to do excessive spending, but if we stop creating needs for ourselves, definitely this will hurt the economy.

                1. Karina S. profile image61
                  Karina S.posted 7 years agoin reply to this

                  We can create "smarter" needs, like energy efficient houses,cars, etc.

                  1. skyfire profile image72
                    skyfireposted 7 years agoin reply to this

                    Exactly. But 5 fingers are not all the same, i'm sure some people will disagree with you and me. They'll prefer spending randomly. Oh well, even we have some jobs to cater those people.

                    1. Karina S. profile image61
                      Karina S.posted 7 years agoin reply to this

                      true,skyfire.

      4. profile image0
        cosetteposted 7 years ago

        i started spending less in 2009, although i have always been careful with my expenditures. i pay cash for everything i buy (or i don't get it) and pay off my credit card balance every month.

        1. profile image0
          A Texanposted 7 years ago

          I started spending with my left hand instead of my right.

          1. Misha profile image75
            Mishaposted 7 years agoin reply to this

            And I started to spend with both tongue

            1. Karina S. profile image61
              Karina S.posted 7 years agoin reply to this

              Lol,Misha

        2. profile image0
          Crazdwriterposted 7 years ago

          started to watch what we buy back in 2009...going to use more coupons this year than last. and going to only buy what we need. have plenty of books so don't need anymore of those lol

        3. profile image0
          cosetteposted 7 years ago

          oOo, that reminds me - i wanted to buy a copy of "The Road".

          1. profile image0
            Crazdwriterposted 7 years agoin reply to this

            "the Road"? okay what is this one about?

        4. bigbankfrank profile image58
          bigbankfrankposted 7 years ago

          trying not to waste money on food i won't eventually eat.

          1. Rafini profile image88
            Rafiniposted 7 years ago

            Well, let's see...I'm unemployed but got my taxes back fast so...

            I paid for my college classes (they weren't eligible for financial aid)
            I purchased the books & software for the classes starting next month
            I bought a laptop & accessories
            I got my son a new cell phone (don't know why he's having difficulty with them)
            Bought a digital camera - so I can upload pics to HubPages (eventually)
            Got caught up with a few bills

            and the remainder of my taxes?  Spend as frugally as possible!

            1. Karina S. profile image61
              Karina S.posted 7 years ago

              I am sure all of it is very important for you.

            2. profile image0
              StormRyderposted 7 years ago

              I have actually been spending more the past 18-24 months, mainly because I am making a lot more money now. I don't spend extravagntly or buy things on a whim just because I have money. I consider myself very lucky to be in this position.

            3. Snowdianna profile image58
              Snowdiannaposted 7 years ago

              It is hard to change habits whatever habit it is. Since I do not have a horrible shopping habit, it is not necessory to change it, but I should make more money to make the balance of my budget.

              1. sunbrite profile image61
                sunbriteposted 7 years ago

                In no way. I hope I get some money this year so that maybe I could start spending, that would be a change.

              2. cliftonal6 profile image49
                cliftonal6posted 7 years ago

                Well i'm saving more and reinvesting in my marketing efforts.

                1. Faybe Bay profile image82
                  Faybe Bayposted 7 years agoin reply to this

                  I got laid off, Big change in spending.

              3. shazwellyn profile image82
                shazwellynposted 7 years ago

                Im spending more because of the tax breaks here in the UK.  But that is the whole idea of Government initiative.  I am trying to make the most of the breaks whilst it lasts... when the next Government comes in things will become tight and there will be a great social change.

                1. profile image0
                  Jon Tremainposted 7 years ago

                  We decided to go green and crack down hard. We sold one car and are learning how to get by on one vehicle. It's been hard, but we've made it work. We get up a lot earlier and I drive my wife to work, then go to work myself. We both pack a lunch, and I pick her up when the work day is over. We have to really work at coordinating car use, but it's going good. We used proceeds from one to pay off the other, and so now, instead of two car payments...we have none.

                  1. profile image55
                    haikal_lomeloposted 6 years agoin reply to this

                    I now doing some research in youth spending habit. Can give me some feed back on why do youth spend so much on unnecessary stuff. Like branded cloth and many more?

                  2. money-man profile image73
                    money-manposted 7 years ago

                    I've been spending more this year than I have in the past few years... I blame it on working too much! smile Just got a new car and I'm about to be at the casino (45 minutes to go!)

                  3. Jane@CM profile image60
                    Jane@CMposted 7 years ago

                    We cut back when by husband was unemployed for 4 months.  Now I'm back to the normal spending.  I've never been a big spender, so its not a big deal.

                     
                    working