Would you invest in today's' market?

1. 89

   Stacie Lposted 13 years ago

   Many folk are worried about the stock markets now and won't invest. is this making matters worse? or is it the best time to invest?

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      kmackey32posted 13 years agoin reply to this

      I prolly wont ever invest as to me its like gambling and I cant afford to loose money....

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   2. 60

      rahulbd92posted 13 years agoin reply to this

      I don't wanna invest now

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   3. 60

      paradigmsearchposted 12 years agoin reply to this

      Let's see how the asteroid does first...

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2. 61

   SomewayOuttaHereposted 13 years ago

   it depends on what a person invests in and why, diversity etc....some (like me) are also thinking about investing in property instead - looking at it from the long term perspective and letting past investments (stocks, bonds) 'sit' for the long term
   
   i'm also looking at really really conservative areas of investment where i shouldn't loose the prin. - the interest is not the best, but better than nothing (not stocks)

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   1. 54

      kmackey32posted 13 years agoin reply to this

      Property I would invest in.....

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      MikeRaymond92posted 12 years agoin reply to this

      Now is a great time to invest in property. The market always dips, but always makes a comeback. It's a circle.

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3. 89

   Stacie Lposted 13 years ago

   I invested in property 5 years ago and the prices are still falling..
   

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   1. 54

      kmackey32posted 13 years agoin reply to this

      My 5 bedroom home cost me 15,000 and my house payment is only 130 a month....

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      1. 89

         Stacie Lposted 13 years agoin reply to this

         a great for you...
         i bought an auction house and some land..no one has the money and houses are being auctioned at lower and lower prices so the overall market is dropping...

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      2. 73

         earnestshubposted 13 years agoin reply to this

         That is amazing!
         A 5 bedroom house here is worth $600,000 upwards, with anything well positioned worth over a million!

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4. 84

   Deborah-Dianeposted 13 years ago

   It is so difficult to guess when the markets have hit bottom and both houses prices and stocks will begin to go up again.  However, I hope we do get some signs that the economy is turning around again, at least by next year!

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5. 53

   ocbillposted 13 years ago

   smart investors make more money in a down market than an up market. They go down faster than they go up

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6. 61

   AOkay12posted 13 years ago

   I would still invest.  This is a good time to load up on great stocks, which might be lower priced due to economic conditions.  I feel more comfortable investing in companies that have minimal debt and consistent increases in earnings. As long as you do thorough research, then you have a better chance of coming out ahead in the stock market.  I don't buy mutual funds anymore, because they are too complex to do good research on and I never made any money with them.  I am the type of investor that likes to buy and hold for the long term.

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7. 53

   jamesrkposted 13 years ago

   Real estate is always a good investment. But, you make your money when you purchase, not when you sell. Therefore, you must always do your homework when considering a purchase to be sure you are not paying more than market value. The downturn in our economy of course affected prices but that happens; and in most cases that will eventually correct itself (though certainly not overnight). Rental property specifically could be a good investment because people have to live somewhere, and now especially because (unfortunately) many have lost their homes. But again, be sure to run the numbers carefully when looking at rental property and don't make a purchase unless it makes sound financial sense.

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      ciscobuyerposted 13 years agoin reply to this

      James-  What are you seeing in the your local market?  (Salem Oregon).  I have been looking at some of the smaller apartment complexes (30 doors and under)  I know the house rental market is really good right now- I think it is because so many people are out of the homes (foreclosure) but want to rent homes at the same level/quality.  Chris nwr

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8. 61

   SoManyPathsposted 12 years ago

   people will invest in the stock market when they see it continually going up. Just like the real estate boom in 2005 to 2007. But are you telling me you will miss the social media stocks.

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9. 68

   MikeNVposted 12 years ago

   If you have money you have to put it somewhere.
   
   At least stocks are an ownership instrument.
   
   What happens if the dollar collapses and your money is in the bank.
   What happens if Bonds collapse?
   
   What can you "safely" invest in.  Nothing.
   
   All money is debt, so money has only perceived value.
   
   Stocks are only going to maintain value in essential industries... energy, food, infrastructure.
   
   All investing is risk, and with the worlds population slaves to Central Banks nothing is safe.
   
   You can buy Gold or Silver, then try and protect it.  But when the dollar collapses what will it be worth?

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10. 76

    MarloByDesignposted 12 years ago

    Fixed annuities - with a guarantee minimun interest rate - are a SAFE investment in my opinion. You can open a Roth IRA Annuity, let it earn interest for 7 yrs, then roll it into another "safe" investment for your Roth IRA.

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11. 62

    funkystockposted 12 years ago

    Covered call options month to month give you downside protection in the market as well as a revenue stream.  Because they roll every 4 weeks it limits your long term exposure to the market. If you research the right ones you can have as much as 8 to 10% downside protection on your securities.  If you are not familiar with this tactic it is definately worth the research.

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12. 36

    Julesterposted 12 years ago

    Going to keep mine in cash for a while. Markets too unstable for me at the moment.

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13. 61

    RobertoPortalesposted 12 years ago

    It’s all but impossible to predict the stock market, so I don’t think that there are “good” and “bad” times to invest.  Instead, you should cost-dollar average by investing the same amount every month.  That means that when stocks are down (and cheap), you will buy more shares, and when stocks are up (and expensive), you will buy less shares.  By using this strategy you will “diversify over time,” and subsequently lower your overall risk.

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