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Should Husband And Wife Have Individual Or Joint Bank Accounts?
Joint.Most definetly.You are now ONE.Marriage is unity in everything.Both need to be aware of the financial coming ins and outs etc.... Before marriage you were two individuals now you are One.(joint). Single=individual. Marriage=Joint. Never divide your relationship.You are One.One mind.See if there are individual bank accounts it seems to say 'what mine is mine and what yours is yours' Never let there be ANY hint of separation always work in unity.All money is boths at all times.You are One.You are sharing in with your life love.Its a beautiful bond.Another reason? Money is one of the closest things to our hearts as well as our loved ones.See, we work so hard to earn both and its not easy to give away or let go of something you've worked hard for.Never let any hint of greed separate your love.
Each partner would be very wise to have some of their own money placed somewhere where only THEY and not their spouse can get at it. You NEVER know what will happen to any relationship in the future. Love is blind. Sometimes when people fall out of love, they do crazy, spiteful things. Many people have completely trusted their spouse and ended up with severe financial problems. DON'T risk your future life. Expect the best but plan for the worst.
Maybe I am old fashioned but when you marry the deal goes, whats yours is mine and whats mine is yours, to some extent. My husband and I combine our incomes into one bank account, and we discuss large purchases before making them. We have never had an issue with the system. I do have friends that have separate accounts and that seems to work for them, so I guess to each his or her own.
Some joint accounts and some individual accounts,both should be there.In today's world you can not trust anyone not even the spouse completely (100%) to put your hard earned money at risk.You never know what is waiting for you in the future,so you should have some amount of money to hold on to in case of any emergency.Both should be mature enough to understand the need of doing it then only it works otherwise not.
You need both individual and joint. For the practical reason that these days we need to be established as individuals as well as together. If greed is your concern maybe you shouldn't be together. Each can deposit a percentage of their income to the joint account to cover exspenses
Not bank account alone. For that matter for an ideal husband and wife all the aids should be one. There is no I only We.
Our house, our car, our bedroom, our pets, our garden,our parents, our children and so on. I have heard persons telling he is my son, she is my daughter and like. How rubbish.
Whatever works for their relationship . Some couples I know have to personal accounts and one joint account that they both contribute to .
my hubby to be and i aren't even married and we have one bank account. but money is never really an issue with us. We always discuss purchases of any magnatuide. So i think the same as mivelleza above. One marriage one bank account.
As a bank worker, I see people dealing with this everyday. The best solution is to have a joint acct for household expenses (mortgage, utilities, etc) and then have an individual acct for all other expenses. That always seems to work best.
One personal account each and one joint account is the way to go in my opinion.
Personally, I believe that this depends upon the circumstances of the couple. The main ingredient to any healthy marriage is trust. The higher the degree of trust, the less it matters how many bank accounts the couple has.
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