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Want to know any progressive mid-life people who had used this avenue to further education in order to elevate job opportunities. Of course, I need views on people who does not rely on a "pot of gold." Best to hear from women.
Yes. Five years ago, I lost my job and went back to school all on student loans both federal and private. Now have a BS, can't find a job in my field, or any other job that pays at least $10. hr., and owe $80,000. in student loans. I'm 61, they'll tap into my SS when the time comes. My advice? If you can't pay for classes one at a time with cash, don't do it. It'll take longer but you'll be glad you did it that way. They expect me to pay back almost $1000. a month (before the new consolidation law takes effect, which I'm waiting for) and I'm already in default only 4 months after graduation because the last term I only had one class which is not considered 1/2 time enrollment. They considered that entire term as part of the grace period for paying back the loan.
I lived my entire life, up to this point, debt free. Now, I'm saddled with this. It's my own fault.
Thank you for your enlightment, couturepopcafe. Funky name by the way. Sorry to hear that you are having a difficult time getting a job that matches your BS. I'm researching the rewards and consequences that's why I want to hear from other women like me who want to improve their lives. Look at your education as a turning point, not so good to look right now financially, but keep your hopes high.
I took the same kind of route but in the UK - same issue of no work. Luckily I escaped to China which solves most of the issues along with a fabulous lifestyle and loads of happiness.
If I had stayed in the UK I suspect I might have eventually acquired a half ok job and lived the rest of my days in slavery to low earnings as the student loan was repaid.
Good to know you are able to solve it in another way. Does that mean you were able to pay it off easier? I could see that the cost of living is cheaper over there and if you are earning more than the average person, then you would enjoy a good life.
I also took a Stafford Loan and own five figures, too. Still no job. It's a tough economy. A Stafford Loan is still better than a private loan that could jack up the price on you without notice.
However, best not to put yourself in extra debt without being able to pay for it. Spend more time highlighting your potential as an employee or make money online.
I echo what others have said. I regret getting into such heavy debt ~ it is very stressful in this economy.
by Tabatha197 years ago
Can i get a student loan or grant before i go to job corps?Im going away to job corps in north carolina and need to know if i can get a student loan or grant.
by Angelo11 months ago
I am on a debt-free journey and student loans make up the bulk of my borrowings, therefore, I am interested in creating an open community-based forum that discusses ways of coming up out of debt. Inspire someone to...
by retellect6 years ago
What are the alternatives to a student loan?
by bankscottage6 years ago
Should parents cosign for a student loan?A recent hub discussed the problems college students and graduates are facing with student loans (http://davenstan.hubpages.com/hub/Ameri … dent-Loans). Parents want...
by Amanda Ligi5 years ago
Do you really make more money with a college degree these days?
by vicada51516 years ago
How do I co-sign for student seeking a loan?A relation applied foe a student loan.Wellsfargo requires her to get a co-signer to her application. I want to beher co-signer.
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