So I want to purchase some bonds as gifts for my good friends children (2 friends, 2 children) whats the best choice for 18 years maturation.
i dont really know what im talking about...but the idea being they cant cash them until college - and they are 1 and 2 years now.
So what matures the best - they will be for small sums, 50usd..but i plan on doing it every year for them
any suggestions
Wow, don't have an answer for you but just wanted to say that is an incredible gift. *tipping my hat to you* emot, lol. Way to go.
I certainly don't know the best, but my parents used modern woodman.
that is a wonderful, thoughtful gift, SF.
i looked up modern woodman - seems to be a little more involved than my plan, i just want to walk into a bank and walk out with a bond...just not sure what my strongest option is
try Bank of America, they seem to have everything.
Thats my main bank, lol..but I want to be reasonable educated before I walk up to the desk..im sure they get benefits for selling certain bonds over others
that's their job to give you the info. I looked on their site and it gives basic info, the bonds, iras, etc. that might help. my friend does this with BofA for her grandchildren.
also googled what are best bonds for babies, guess what was number 4??? your thread here in the forum!
I used to receive bonds every Christmas when I was growing up. They didn't seem like great presents when I was young, but their value as a gift became clear when I became older. I learned from these gifts how much one is loved because of the forethought that is put into them. You've chosen a great gift. One suggestion is to ensure that they are compounded annually if they are bonds.
Suggest you talk to at least two seperate banks (preferably a bank and a credit union, not two banks). Bonds still have the power to get little ones off to a good start later in life. My grandmother (and now my mother) give bonds for birthdays for all children under the age of 20. I cashed mine in when I first went to work - the furnished my first apt & got me the clothes I needed to dress appropriately. It was a wonderful gift!
oh you are very thoughful, the thing is find a bank which can have options for the interest to compound annually...
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