Any Topics Off Limits?

Jump to Last Post 1-3 of 3 discussions (9 posts)
  1. Thomas Chopelas profile image73
    Thomas Chopelasposted 7 years ago

    I would like to write a Hub about credit card companies gouging people who are in financial trouble. Are there policies against naming the credit card company and can I trash one in particular?

    1. IzzyM profile image88
      IzzyMposted 7 years agoin reply to this

      I would name and shame and put their names in the title too. If everything you write is factual then they have nothing to sue over.
      I'm having problems with a bank in Spain and I named and shamed them. So far I have had responses from bank employees as well as other members of the public who have been similarly scammed.
      I am willing to stand up in court and defend what I have said. Not only that, I am in the process now of taking things further legally myself.
      I have stated their employees are dishonest, and they are.

  2. Mikeydoes profile image75
    Mikeydoesposted 7 years ago

    If you have some true statements about people getting scammed or gouged I would always do what is best and post about it. I wouldn't see why not. As long as you don't use certain words, many of which don't belong in a credit card hub anyway. Usually certain words get you banned, and some are crazy, but for the most part we're talking about other words for the human anatomy etc.

    1. Thomas Chopelas profile image73
      Thomas Chopelasposted 7 years agoin reply to this

      Thanks for the response Mikey. Being out of work several times over the last 4 years has been a struggle. I have watched my interest rate go from 18% to now 30%. Add the late fees in and I cannot keep up with the debt. After having made payments for over 2 years I find myself owing the same amount of money even thought I have paid close to $140 a month over these last two years.

      1. wilderness profile image97
        wildernessposted 7 years agoin reply to this

        I've been in your shoes and certainly sympathize.  The high interest rates + late fees + (as a result of late fees) over the limit fees can make it literally impossible to pay down a debt making the minimum payment.  Unemployment or other financial disaster can limit payments to only that minimum with the result that 10 years of payments will end with a higher balance being owned that you started with.

        Like you, a job loss landed me in just that situation with balances continually rising despite paying all I could.  The credit card companies refused to limit their fees and interest and I ended up in bankruptcy. proceedings.  Not an ideal situation (it hurt that I could not pay what I agreed to) but the court agreed that there was no other option at that point.

  3. wilderness profile image97
    wildernessposted 7 years ago

    Judging from other posts in the forums a hub about credit cards is likely to be considered debt consolidation by the bots.  Any such hub must be of exceptional quality to be published as the general subject is saturated.

    As far as a real answer to your question - I agree with Mikeydoes.  As long as you post only true and accurate information there should be no problem (outside of that noted above).  However, using words such as scam and gouge to refer to companies requiring you to uphold your contract with them is certainly skating on thin ice and could result in problems.  If the substance of your hub is to be venting and complaining about credit card companies holding you to the contract you agreed to I would reconsider.

    1. Thomas Chopelas profile image73
      Thomas Chopelasposted 7 years agoin reply to this

      Thanks for the info Wilderness. I may just vent and not name any particular credit card company. It pays to discover the reasons why banks can change the rules after with just a piece of mail informing you that there policies have changed.

      1. Aficionada profile image85
        Aficionadaposted 7 years agoin reply to this

        Sorry, but that phrase made me giggle.  It may well have been intentional and, if so, kudos!

        1. Thomas Chopelas profile image73
          Thomas Chopelasposted 7 years agoin reply to this

          Thanks for the post. Glad you had a giggle.


This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

Show Details
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)