I was not sure what particular forum to post this question... so here goes:
Is Hub Pages looking into, or planning to look into (soon!) an alternate payment option?
In today's news (12-11-11) it is reported that PayPal is in deep doo-doo!
We need more options--a lot of people are reportedly now closing their PP accounts, so as not to lose their money.
Do you have a link? I'm curious to read it!
Please reference your source rather than just making general comments. I use PayPal in my business and they are a very legitimate and honest company. They have protected me from crooks a couple of times already with their "Seller Protection Policy."
For example, if a buyer disputes the charge and complains that their credit card was stolen, I have proof that they signed for my merchandise at the same address the credit card bill goes to. PayPal confirms the delivery information and saved me twice with that already. They refused the complaint and I kept my money. What more can you ask for when you are on the receiving end of the money?
I know some people complain about PayPal, but anyone who follows the strict guidelines never have any trouble. Did you know that eBay owns PayPal?
MsLizzy, as long as I've been on the internet, there have been people saying how dreadful Paypal is.
Paypal, like eBay, is fine when everything is going smoothly. They're an absolute pain when something goes wrong - which (one hopes) is not that often. I've never found an acceptable alternative for any of my current uses, so I just try to use Paypal as sensibly as possible. For instance, I never leave a large balance sitting in Paypal - I transfer it out regularly.
I agree that we need alternatives.
But I read paypal news across the last week and see nothing other than their usual shenanigans. Nothing suggesting they will be closing.
Unfortunately, I don't have a link. My husband told me about the article he read, and he is notorious for not paying attention to URL's. Odd habit for someone with a degree in computer science, eh?
All I can find on the matter is that it reversed a bunch of donations to a charitable fund raiser, claiming some off-the-wall rule about who can post for "donations." .. it was an obscure rule, unclear, and mean-spirited on top of it.
There have been other bits lately about the E-Bay takeover of PayPal, and how they are both in a bit of legal hot water for various (again, obscure) reasons.
According to what my husband said after his reading, there are many people closing their PP accounts--taking their money and running--as it were.
That's all. And since they are (or seem to be) "up to" any kind of shenannigans that can be referred to as "usual," I just thought it might be a good idea to have another option availble. ...
They could offer direct bank transfer. It might take a few days but it's an option. I really am not too keen on using online payments systems.
That was Regretsy:
http://www.regretsy.com/2011/12/09/two- … c-updates/
The woman who owns Regretsy did a charitable thingy where she collected money from contributors via a PayPal Donate button, only for PayPal to freeze her account and insist that she refunded everyone because she was a corporation and you can't have a Donate button if you're a corporation. Then after the ensuing outcry, PayPal reversed its position. Apparently PayPal's rules on the subject are waffly and ambiguous, and therefore open to interpretation. Or maybe someone with a braincell at PayPal realised that preventing needy children from having Christmas presents was a really lousy PR move.
I thought eBay has owned PayPal for ages?
Absolutely agree with you. There are loads of people who either can't use PayPal at all, or who get their accounts frozen for no reason.
The screwed over Regretsy's Christmas charity for kids. But it got sorted out eventually.
That in no way threatens their financial viability.
Like most people I don't leave a large balance in paypal, they can act a little arbitrarily.
There are plenty of payment processors that HP could choose from...no worries there
So, how does a problem that PayPal had with a single client/user indicate that they are in "deep doo-doo" or in any way not a viable payment option?
And how does starting a Chicken Little-style panic here help this situation?
I'm unhappy about that whole Regretsy thing, but it's not really a reason to not trust PayPal. I've been using it for years and any problems were really related to eBay buyers who "didn't receive items" even though I'd had proof that they'd signed for it. I win out almost all the time. It's a pain, but it happens and it's not really PayPal's fault.. they want to protect both the buyer and the seller so they usually freeze the funds until they do their investigation.
Although, I've been really effed over by online writing deals where buyers pay independently (ie. paypal vs escrow.) I'd write something and then send it off and they publish it and then refund the money. PayPal wouldn't protect me there, but I found a way to get the thieves back. I would post EVERY article I wrote in blogger in draft and publish it ONLY if they lie about it never being given to them and get a full refund. Then, I would send a DMCA to them and have proof from Google that the content was "in-draft" before that person had it live on the Internet.
My logic: It's mine until they pay for it. Ironically, one such article actually earned me a nice bit in AdSense. But that aside....
With that whole Regretsy thing, from what I understand all the money was returned to the donors, right? So, if this were to happen with HubPages --- payouts sent back to HubPages, I'm sure HP would sort it out for the users. I don't really see it being a problem, though. Overall, PayPal has been good to me. The only time I've had to worry is when someone tries to rip me off.
As for regretsy.. those things happen. They just do. But PayPal rectified it and I'm sure they regret it.
Yes they do freeze the funds while they are investigating. But then they release it. I see your point thought about selling written work. That's different. I sell hardware that ships and is signed for. So PayPal has a record of the receipt information. I agree that it's not so easy for written work if you email it to them. But what if you snail mail a disc? Then PayPal protects you.
That's a great idea about publishing in draft melbel. I hadn't thought about this problem; luckily I haven't encountered it. But it is a great insurance.
Huh. Must read thread all the way through before posting.
I hope we get ACH or Payoneer, atleast for international hubbers.
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