If I have poor credit How can I get a bank auto loan ?

1. 60

   remobushposted 15 years ago

   How can I get a bank auto loan without a good credit when you have a limited credit history?

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      BDazzlerposted 15 years agoin reply to this

      Just wait for your alter eqo to post those links to your affiliate web sites!

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   pgrundyposted 15 years ago

   You may be able to get a loan if someone with a good credit history will sign for the loan with you. If not, you can't get a loan. You can  go to one of those car shark lots and get a 24-33% interest loan on an old car priced at double the blue book value and pay them weekly. I wouldn't do that if I were you though.

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3. 59

   Specificityposted 15 years ago

   It's super-easy!  Pretty soon, your duplicate profiles will start logging in to respond to your question and they'll have great websites where they went to get a car loan.  All you need to do is go to the site they tell you to, give all your personal information, and WHAMMO! you have a car loan with insane terms or your identity has been stolen.
   
   Don't be nervous.  I think you'll find the whole process to be simple and painless.  Especially if you turn off your phishing filter.
   
   Good Luck!
   Specificity

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4. 0

   pgrundyposted 15 years ago

   Lol!

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5. 68

   TheMoneyGuyposted 15 years ago

   We should start the HubPages Credit Union, and not actually screw our members!  I think it would be of a huge benefit to all.  We could put in some wicked punishments in our charter to deal with the Greedy assholes who would enevitebly try to gain a stranglehold on our board. 
   
   TMG

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6. 68

   TheMoneyGuyposted 15 years ago

   I just realized this thread was started by one of the very greedy assholes we so enjoy bashing here.  The only thing worse than the thugs at the bank are the wanna be thugs that have to put a mark up on the money they get from the bank in order to screw people harder.
   
   No worries though, I got the cure for the common knee knocker!!
   
   REMOBUSH I thrive in dark alleys!
   
   TMG

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7. 63

   Mishaposted 15 years ago

   LOL

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8. 0

   pgrundyposted 15 years ago

   Hey I'll start that credit union. For a limited time, deposits over $1 million all get a free foam drink coaster! Anyone wanting to make a large deposit, email me through HP and I'll give you my P.O. box.
   
   You can trust me. Seriously, I'm good for it.

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      Sufidreamerposted 15 years agoin reply to this

      Let me know if you need a Hired Goon - I work for a percentage.

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9. 58

   lindagoffiganposted 15 years ago

   You probably will not be able to get a bank loan without someone with excellent credit to cosign for you.  Your best bet is to save up at least $2,000 and go to a used car place with cash in hand for attraction and to get them not to consider your credit so much.  That is my best advice.  You can also get a well paying job and increase your credit score by paying your debts off.  Contact Experian or TransUnion.

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10. 53

    ocbillposted 15 years ago

    bro, there are people with outstanding credit getting turned down. You may want to downsize for a year until these boa constricting banks become more flexible

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    Uninvited Writerposted 15 years ago

    How about start taking the bus?

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       Specificityposted 15 years agoin reply to this

       How about he takes a hike.

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    britneydavidsonposted 15 years ago

    well you have to provide more security to bank against your loan....better buy used one with that much amount.

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13. 57

    Jay_man13posted 15 years ago

    The country is in the mess it is today because of you (and millions of other).  There isn't a day goes by that I don't hear an advertisement for people to make a deal with credit card companies and pay less than they owe.
    
    Does anyone understand the basics of living withine their means?
    
    Perhaps this should be directed at all the parents of kids over the past 40 yrs who not only bought every toy imaginable to give the little ones a sense of entitlement.  Naturally, they grew up with little or no sense of responsibility.  Certainly the banks are to blame for giving easy credit. 
    
    If more people understood what self discipline and planning meant the country not be in this mess, and the concept of "bailouts" would not be needed.
    
    On a political note, had this self discipline been handed down by parents and actually made part of the educational curriculumn, it is likely a candidate promising grandious entitlements and free money for all would not have been so sucessfully
    
    .

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14. 61

    webjunkieposted 15 years ago

    Have you ever tried a reverse loan? It is the very best way to buy anything. Here how it works.
    Ok you want a  car, great go buy the best car you can afford today... it does appear that the Mercedes-Benz SLR McLaren  is in your budget today. so go spend 1500 on a car that runs, now go look at the car you really want in your new old car. find out what the payment would be.  Take a picture of the car, and tape to the dashboard of your new old car. Every month to put aside In a  savings  amount the of payment for the car you want. Since you wont be paying interest it will in reality be paid for much fast this way, and if for some reason lose your income  Bubba and Bonehead wont be knocking on your door with a tire iron in hand asking for your keys.

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15. 71

    sunforgedposted 15 years ago

    theirs that dupe alias we have been waiting for!
    
    even has the optimized keyword name (except for you dont stand a chance with this lame game, spammer!)
    
    You would have better chances of converting if you targeted a canadian website or forum
    
    back to the drawing board, i hope
    
    its a shame you have private registration 75.125.239.66 as i would have loved to call for further information

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16. 71

    sunforgedposted 15 years ago

    ohh.........the dupe got removed...

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17. 58

    lindagoffiganposted 15 years ago

    If you need transportation to get to and from work and have a job to pay the car loan back,get a co signer.  But you must pay the person back or their credit will be in shambles.  Take advantage of what PGrundy suggested but warned you against.  If you must get a high interest loan, you be the banker and make a major effort to pay the loan back before the payoff date.  A weekly car payment should be paid off by the month.   If you pay the car payment ahead of time you may save on interest even if the initial rate was set ridiculously high.

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    Alisha2010posted 13 years ago

    Just posted a Hub about the differences in co-signing and co-borrowing. You may want to take a look. I work for a car financing company (not trying to be shady about it), but the advice was derived from talking with fellow employees that have had twenty years plus in the automotive industry. It is an article about what I learned from them. It could help.

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