"Christmas is the season when you buy this year's gifts with next year's money"
Is it True with you?
I shared solution of this problem on my 1st Hub Glad To listen your feedback and comments to it
Most probably yes. For one, the gifts I bought are paid through credit cards. It is not something I saved for months. In the end, I will have to keep on paying for my debts in the following months.
Not true for my family. We cancelled our credit cards years ago and pay cash for everything.
Not true for me.
If I don't have the money in my bank to buy present's I don't buy them. Simples. Last year when I was just setting up my business I told everyone not to expect any pressies from me. It was hard because I love giving presents but not as hard as being in debt. Credit cards are great if you can afford to pay them off the following month and not let the amounts accumulate.
not in the least. christmas is the one time i don't use credit cards or overdrafts. we only pay with cash for the gifts we buy and my wife is smarter then me, she starts buying gifts in september or earlier. i will finish shopping on the 24th of december.
I guess in the past this has been true for me. Now, I shop throughout the year for gifts so it's not an all at once expenditure of next year's money anymore.
Not true for my family, at least. We normally refrain from using the credit cards, especially during the holiday season, we'd only use it twice or three times at the supermarket.
However, in Barbados, nearly everyone goes all out for Christmas, and in January, shops are practically empty, haha. January is known to be the looongest month because of this.
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