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How To Find Budget Travel Insurance

Updated on July 10, 2010

You have purchased your tickets for your holiday and you have ordered your foreign money. You have purchased you new bikini for your daily visits to the beach and your bag is loaded up with enough suntan cream and after sun lotion to last a lifetime. The only thing you have not yet purchased is your travel insurance.

However there is no need to panic because you can simply go online and find yourself a cheap travel insurance deal. It only takes a few minutes to find a few insurance quotes, compare them and choose the one that meets all your requirements. Finding travel insurance on a budget is quite straightforward as there are lots of offers to choose from.

There are two main types of travel insurance that you can choose from and your choice will depend on the type of travel and holiday you are planning. The choice is between a single trip insurance cover and an annual trip insurance cover.

Get travel insurance to suit your budget
Get travel insurance to suit your budget

Single Trip Insurance Cover

This is simply for one single holiday that you are taking and this will cover you from the day of your departure until the date of your return. If it works out to be the same price, you should definitely consider adding a couple of days to the end of your policy.

You never know what can happen while you on holiday. Your return flight could be delayed for whatever reason for example. Even though you will be entitled to compensation from the airline, it is always nice to have complete peace of mind and it doesn’t hurt to have double cover especially if it won’t cost you any more money.

Annual Trip Insurance Cover

If you know that you will be taking more than one vacation within a 12 month period then you would be wise to choose the annual trip cover. This could work out to be the cheaper option in the long run. If you go for this one, make sure you include all aspects that you may do on your holiday.

If you think that you may do some skiing or if you think that there is a possibility that you will try something extreme like bungee jumping, then you must be sure to get this included in your insurance cover.

Taking out budget travel insurance should mean that your policy will cost less money that the standard products that are on the market. You will still get comprehensive cover and of course, peace of mind but at the fraction of the price. Now you can get on with the job of enjoying your holiday.

Happy travels


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