Yes, you can live debt free, but you may not live for free. I have said for years "Get all the miles out of your money you can" not that I am a penny-pinching tight wad... I lived on a sailboat for many years, and learned a great deal on the difference between want and need.
You NEED: food, shelter, water to survive.
You WANT: To make the above be as comfortable as possible.
What WE tend to do: Fill ALL THE ABOVE with "stuff" we haven't paid for yet, that most likely, we will never even touch again, and forget we even have.
Stop being a hamster on the credit wheel. Cut your cards, and pay them off.
YOU WILL BE MUCH HAPPIER!!! Go camping where it's free, save some money on vacation!