Do you carry cash?
I have become so accustomed to using a debit card for everything that I never have cash with me when I need it!
I always carry cash, I hate debit cards, and atm cards they are a big rip off in my opinion.
I can relate. I don't think hardly anyone carries cash anymore. Every once in a while though I'll go to a place (small cafe or something) where they take only cash. I've had to ask other people to pay... kind of embarrassing.
Always there are times when cash speaks louder; sometimes a credit card just is not leverage to buy. However if you show a car sales mean 5,000 cash your guaranteed a great deal.
I carry cash and money both. Because some places, like when you have to pay the taxi driver, you can not use card.
I too use a debit card wherever possible, but have found so many situations that demand cash that I have not abandoned it (farmers' markets, small ethnic restaurants, garage or yard sales, kid's allowance). I find $40 may last me a month if I make a point of using the debit card for everything else.
If someone showed me $5,000 cash to buy a car, I would become very nervous about what that person did to get it.
I carry mostly small change in case the place I go to has not adapted to new technology. I mostly use my debt card for everything from food to what not's.
I always carry some cash just in case.. you never know you know
I'm in flux on this one at the moment. I got in the habit of using plastic all the time, debit card, and that was fine. But then I went back to my old Boy Scout ways, keeping some cash on hand for smaller purchases or where they don't take plastic. Also, it's nice to have cash when I find myself someplace where I don't trust them with my credit card.
Going forward, honestly, I am hoping to get out from under all my plastic and try it the other way around. I want to carry cash for everything, and only one plastic in case I'm in a pinch. I feel like cash is more genuine? Like it will keep me more honest about what I really need, and what I'm really paying out for it. We'll see how that goes.
Yes i do but only $200 or less. Some small business in my local area still not accepting credit card.
I always carry cash because I don't believe in banks and credit cards. But that is Me. Nice question by the way.
i carry a $50 and 4 $10s. Some places just don't accept cards and if there's something wrong with my card, i still have cash
I use to be a debit card junkie, but now I carry cash, especially with craft fairs, farmers markets and other small businesses that don't have a creidt/debit card machine. You just never know
debit cards make it too easy. banks and businesses would probably prefer to do away with the cash system. it is statistically proven that you will spend more if you use plastic. that is why the fast food restaurants switched to accepting debit cards about 10 years ago. i still like to carry cash when i can. it always seems to hurt more when you use cash to pay for things.
Always. For one, I'm terrible at money management and learned one too many times the hard way about ass-uming you have more then you do (#$#@ overdraft fees!). If you primarily do everything with cash, pretty hard to spend money you don't have (note to the Fed goobermint).
Plus it seems like about every third transaction I make is at a cash register with a hand written sign saying, "sorry, credit/debit machine down".
We have one prepaid debit card we use for online or over the phone, everything else is cold hard cash.
I try to these days because I once had my bank tell me someone unauthorized was trying to use my card. I am careful about using it online, but a friend commented on how at restaurants I always paid with my card, and they would take it to the back out of my site. He made me realize there was a good chance that is how my information was stolen..the old fashioned way. Therefore I try to carry cash for that reason, as well as because some small convenient stores want you to purchase a $5 minimum or so to be able to use a card.
Yes I do carry cash, just enough for one day. Though this morning I was in a Supermarket and an elderly couple were buying a newspaper and asking for cashback in coins on their credit card just to have a coin to use the trolley !
by Susan Reid 10 years ago
JP Morgan Chase is considering capping debit card transactions to $100 or even $50. It's all about fees they charge per transaction, currently $.44 and proposed to be slashed by Congress to $.12.That's a big hit for banks, yes.But after years of "training" us to swipe our debit cards...
by blueorpurple 10 years ago
Credit card or cash! what should I use more?
by Darwin S. Carcha 8 years ago
Which is better to acquire, a Credit Card or Debit Card? Why?I'm looking forward to have either credit or debit card, but as of now I'm curious which will give better offer. Thanks for your help.
by Lela 5 years ago
How many people including yourself, actually carry cash these days? What do you use cash for?It's very rare that I carry any cash now. I get points for every dollar I spend on my credit card, so I just use it to pay for everything. Once a month, I pay the credit card bill. This saves me 2 to 5% on...
by Uneducated opinio 9 years ago
Try and refrain from using a credit card for any purchases that are not a necessity. Things want should he paid in full to avoid getting stuck in ungodly amounts of debts. I learned this lesson a little late but I did learn it ha. Try to be smart with your money. Also try to look for coupons online...
by Elisabeth Sowerbutts 13 years ago
HI - this is for hub researh. I am looking for a free/cheap credit /debit card available to US and UK residents - or elsewhere in the world for that matter - I have covered Australia and NZ already. What I want is something with no annual fee no cash withdrawal fees, ability to use your own...
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