I very rarely ever use an ATM, maybe once a year if that. I find that using a credit card, wisely, is the best way to go. I try to carry cash with me in the event I need it, but I usually get my cash when I deposit a check. Otherwise, I buy everything on my credit card. I only buy things I know that I have the cash to pay off, but the fact that I can get benefits by using my credit card makes it a better choice for me than using cash. I pay off my credit card on time every time but rack up points and use it to put money in an investment account. I think ATM machines are becoming less needed, yet are still great if you need cash in a pinch.
I now use ATM machines once a fortnight on an average.
Ten years ago I used it once a day, to draw small amounts, check the balance take mini-statements and what not. In comparison, it has come down a lot, of late, because now I have more card transactions and manage quite a few things through internet banking.
I guess this a trend as far as I am concerned.
I never use it i prefer cash only. Lat time I used it when I was in college
Never. I either cash a check or get cash when I buy groceries.
Very rarely these days.
I usually use a credit card for most purchases just to get the reward points.
I might visit an ATM only once a month, just to carry a little bit of cash for very small purchases.
Only when necessary - I would say 1 - 2 times each month. Luckily, I have a bank account that has fee-less ATM transactions with all banks. If you are constantly using ATMs that are not your bank's ATMs, you can easily spend hundreds of dollars each year on wasted ATM fees. For this reason I try to limit all my ATM activity regardless of fees and transaction costs.
I practically used it every day. I do not draw large amount of cash but then I find myself using it daily for my chores like buying daily goods and food.
I'm fortunate to have found a bank that reimburses all ATM fees, so now I can go whenever I want instead of getting limited cash back when shopping.
I use to use ATM machines all the time when I was in high school because my mom wouldn't let me have my own credit card but now I almost never use the ATM machine. In fact, I may have even forgotten how to use it. I normally get cash when I buy groceries and it asks if you want cash back.
I think it would depend on your bank, wether not you are charged fees. If you need cash or just like to use cash. For example, I think Bank of Amercia has the most useful ATM. You can deposit cash and the cash will post immediatley. I use the ATM at least 2 or 3 times a week. It helps me to control my spending. If I take out $100.00 for the week it forces me to budget. Budgeting is a useful and profitiable. To check my balances I use my online banking daily.
Rarely. I actually use an ATM to deposit more often than I do to withdraw cash. If I do need cash I usually get enough to last quite a while and then I don't spend it on anything unless it has to be paid for in cash. I use a card for most everything and pay it off every month. If you can do this, the rewards add up and are a nice bonus.
I hardly ever do, considering Chase ATMs are always away when I'm desperate for cash and the fees on all the others are annoying. Most places don't need cash anyway.
I use the atm maybe twice a week, mostly to cash out or check on account balance.
My use has dwindled over the last year. I only use it if somone needs a cash payment from me. Also the fees are becoming so ridiculous that it makes no sense to use just any ATM. I have to hunt around to find my bank ATM. As usual, something that used to be a simple normal convenience has been taken over by big business and we pay the price.
very little a use my debit card for everything I never carry cash on me. My husband is always yelling at me because I never carry cash. I don't have any reason to use the ATM.
Hardly ever, my husband says I am like the queen - I never have any cash on me!
by Susan Reid 7 years ago
JP Morgan Chase is considering capping debit card transactions to $100 or even $50. It's all about fees they charge per transaction, currently $.44 and proposed to be slashed by Congress to $.12.That's a big hit for banks, yes.But after years of "training" us to swipe our debit cards...
by j.amie 7 years ago
Do you carry cash? I have become so accustomed to using a debit card for everything that I never have cash with me when I need it!
by Uneducated opinio 6 years ago
Try and refrain from using a credit card for any purchases that are not a necessity. Things want should he paid in full to avoid getting stuck in ungodly amounts of debts. I learned this lesson a little late but I did learn it ha. Try to be smart with your money. Also try to look for coupons online...
by StricktlyDating 3 years ago
With overseas travel is it better to take travellers cheques or a credit card?Which have you found secure and convenient?
by Davinagirl3 7 years ago
My husband and I are looking to buy a house in the upcoming year. We have run into some trouble looking for a lender because our credit is, for lack of a better term, crap! I am looking for ideas on how to raise our scores. We pay our bills on time, so that isn't the...
by blueorpurple 7 years ago
Credit card or cash! what should I use more?
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