Automate your savings. Have part of your paycheck automatically put into a savings account or retirement account.
Best way is to stay out of the big box stores. If you go to a local grocery for a loaf a bread and milk, you might also buy a gallon of icecream. But so many go to the big box stores, thinking they're saving money. Instead, most of us being impulse buyers, end up spending on average $70.00 on stuff we didn't need, along with the loaf of bread and milk. So where many are thinking they're saving money, in reality they're spending thousands of dollars a year, which could have been saved. Food for thought, for those bargain shoppers.
A great way is to create a budget for yourself, in which you include savings. Then, as tamarawilhite said, create an automatic investment plan. I recommend using an IRA (traditional or ROTH depending on your tax situation). By budgeting for savings, you won’t have to worry about finding money to save each month. My hub http://robertoportales.hubpages.com/hub … e-students gives some great advice on this subject.
Go to the library and get "Financial Peace" by Dave Ramsey. That's where I started. And, oh boy, I have taken it SO much further. I make my own bread. Grow my own food (to save AND for the unparalleled TASTE AND I know exactly where my food's been). I buy only from Goodwill or consignment stores (you wouldn't believe how much "new" stuff there is - tags and all - for a fraction of the retail cost. I use the "envelope system". At the beginning of the month, I take out $770 from the bank. $400 is for groceries (for my husband and I), $300 for gas (we both commute but the trade-off is that we live in the country with acreage), and *blush* the rest is for beer and wine to have with dinner. We try not to ever go over that. We have a debit card, but try not to use it - if you can't see the money, it's a little easier to spend it. If I don't have the cash, I simply don't spend it. We got rid of our credit cards long ago.
Finally, I use the $1 system. Every time I have a $1 bill in my wallet, I empty it and put it into a jar. I don't check the jar and try not to ever use the money from it. After a year, I check the jar and I'm always pleasantly surprised at what I've saved. We use that for a mini-vacation somewhere.
Hope that helps.
by Penelope Hart 12 years ago
Do you save money? I mean do you put money into a savings account regularly?Do you make enough money to save money? How do you save it? Do you save even though you can't afford to save? Are you cutting corners to save?Or do you simply not save, because you can't?
by T.Campos 10 years ago
How do you save money? Any tips?
by misslady142 15 years ago
What Is The Best Way To Save Money?i would like to know whats the best way to save money
by Cindy Vine 8 years ago
What are some good tips on how to save money?
by luse 13 years ago
What is the best way to save money?Saving money is difficult... Is there a way you'd recommend?
by tonynosense 15 years ago
Internet and computers obviously cost money. How can you use the internet to save money. Would like to hear your tips. Some ways it has helped me:1. eliminating newspaper and magazine subscriptions2. free and discounted ebooks online3. finding deals on shopping and travel4. reducing the need to...
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