Go safe, In this economy, I would put it in savings and draw the interest. Also buy Municipal bonds and US bonds.
I would buy a broadly-diversified mutual fund or exchange-traded fund with low fees. A good choice would be the Vanguard Total Stock Market ETF (VTI). That single ETF investment would provide exposure to the entire U.S. stock market with an extremely low expense ratio of only 0.06%.
$250,000 in 5% - 6% dividend paying stocks like ATT. $250,000 in a company you respect and an industry you absolutely know. If you don't know it, don't invest in it. World beers and Coca Cola and Pepsi are steady investment returns yearly. $250,000 in investments around the world. Germany is safe. Buy the best selling beer, the top communication company. Visit a country before you invest, stay long enough to learn the stock market pattern. Only in stable countries. Invest in the 2 top hotels in the new Cuban resorts. Pick a great subsidized airline like Lufthansa. Keep $250,000 available to satisfy your own pleasures. Give $100,000 - 150,000 to a worthy relative's university costs. What's left give to the charity, museum, orchestra of your choice. Depending on your age, the older you are, the more selfish you should become. Live Rich. David Russell
Split into tenths: $100,000 each UNIT.
Use ETFs as they are much less costly and usually more liquid.
1 unit in Asian Growth
1 unit in Asian Value
1 unit in European Growth
1 unit in European Value
1 unit in USA Growth
1 unit in USA Value
1 unit in Emerging Markets
Learn and understand basic Technical Analysis of Stock Charts . . .
then Swing Trade from your watch-list of good Fundamental,Technical, and Seasonal Stocks .. like from the list put out each week by http://www.blashing.com.
Trade 3 units doing this.
AND .. relax.
Where and how to invest a million dollars? - When you invest a million dollars or a hundred dollars, the principles are the same. read more
Since I am a less than conservative investor, I would invest about half of it in a small cap mutual fund and the rest of it I would use to purchase a small apartment complex. Once I was in the position to continue to real estate investments, I would expand into larger apartment complexes. I believe because of all of the issues homeowners and homeownership has caused over the last few years, good apartment rentals will be in demand for quite some time.
A Great Annuity, all the way! A 5% annual guarantee= $50,000 per year without ever touching the principal. It would be like having a $50k salary a year for life. I would leave all my riskier investments to any additional income I brought in.
by manofmystery246 weeks ago
How would you use the money?
by StayPos7 months ago
If you received an unexpected inheritance of one million dollars what would you with the money?Oh and by the way the taxes have already been paid :-)
by Brett Winn5 years ago
What would you do if you won a hundred million dollars?
by James Robertson5 years ago
You aren't much of a gambler but you decide to buy one lotto ticket. You check up on the numbers a few days later, well after the lotto has taken place, and what do you know? You won!!! You are the newest lotto winner!!...
by Justin Choo4 years ago
What are the first 3 things that you would do if you have a million dollars?Of course, this question is not for those who have arrived!
by Abdus Salam3 years ago
If someone give you 10 million dollar, what will be your spending plan?Someone ask me the question. Please Answer this question. thanks
Copyright © 2018 HubPages Inc. and respective owners.
Other product and company names shown may be trademarks of their respective owners.
HubPages® is a registered Service Mark of HubPages, Inc.