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jump to last post 1-7 of 7 discussions (8 posts)

What are your best tips for saving and keeping more of your money in life?

  1. oceansnsunsets profile image88
    oceansnsunsetsposted 5 years ago

    What are your best tips for saving and keeping more of your money in life?

    Sometimes you can't do much to increase your income, but what are some things you do to hold on to more of what you do get?  Some people that become millionaires are the best "savers."  What are your thoughts on keeping more of your hard earned money?

  2. Shawn Scarborough profile image83
    Shawn Scarboroughposted 5 years ago

    1. Never buy a new car.  Buying a car that is 2-3 years old will save you thousands of dollars. 
    2.  Make a budget and stick to it. 
    3. Never make impulse buys.  Think about how it will affect your financial goals before making the purchase.
    4. Live below your means, most millionaires are rich because they do this.
    5. Pay off debt.  Without any payments, you will have more money to save and invest.

  3. lburmaster profile image81
    lburmasterposted 5 years ago

    Look for any way to save. Two friends of mine are millionaires just by saving alone. They make a pretty decent income, homeschooled their children, their kids did dual credit and received their associates then worked their way through college, both partners worked (her only part time), purchased most everything in their house from second hand stores, always ask friends for gift cards during birthdays and holidays, make a profit from the little things, they pay for everything in cash, etc.

  4. profile image0
    ketanmposted 5 years ago

    The best advise to save money is

    - Use only single credit card with very low credit limit
    - keep all other credit cards in a locker

  5. MomsTreasureChest profile image89
    MomsTreasureChestposted 5 years ago

    Have a percentage of your paycheck automatically deducted and deposited to a savings account each week.  Don't touch that bank account and don't make any withdrawals.

  6. profile image0
    CalebSparksposted 5 years ago

    An important principle is to live below your means. This requires that what you spend does not exceed what you earn but also leaves a good portion left over. Every individual and family should establish a CONSISTENT habit of saving as much  as you can. You will be glad later on.

    1. oceansnsunsets profile image88
      oceansnsunsetsposted 5 years agoin reply to this

      Excellent points, thank you.

  7. BenRam profile image57
    BenRamposted 4 years ago

    You have to be mindful about where your money is going. You have worked so hard to save your money so you need to have a clear audit of where it is going. For example, home printing can cost a lot so you have to have a print audit. You also have to consider installing software like the one that this site offers http://preton.com/. You can save by being smart so work on being smart today!

 
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