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What are your best tips for saving and keeping more of your money in life?
Sometimes you can't do much to increase your income, but what are some things you do to hold on to more of what you do get? Some people that become millionaires are the best "savers." What are your thoughts on keeping more of your hard earned money?
1. Never buy a new car. Buying a car that is 2-3 years old will save you thousands of dollars.
2. Make a budget and stick to it.
3. Never make impulse buys. Think about how it will affect your financial goals before making the purchase.
4. Live below your means, most millionaires are rich because they do this.
5. Pay off debt. Without any payments, you will have more money to save and invest.
Look for any way to save. Two friends of mine are millionaires just by saving alone. They make a pretty decent income, homeschooled their children, their kids did dual credit and received their associates then worked their way through college, both partners worked (her only part time), purchased most everything in their house from second hand stores, always ask friends for gift cards during birthdays and holidays, make a profit from the little things, they pay for everything in cash, etc.
The best advise to save money is
- Use only single credit card with very low credit limit
- keep all other credit cards in a locker
Have a percentage of your paycheck automatically deducted and deposited to a savings account each week. Don't touch that bank account and don't make any withdrawals.
An important principle is to live below your means. This requires that what you spend does not exceed what you earn but also leaves a good portion left over. Every individual and family should establish a CONSISTENT habit of saving as much as you can. You will be glad later on.
You have to be mindful about where your money is going. You have worked so hard to save your money so you need to have a clear audit of where it is going. For example, home printing can cost a lot so you have to have a print audit. You also have to consider installing software like the one that this site offers http://preton.com/. You can save by being smart so work on being smart today!
by milleramanda534 years ago
What are the best tips for saving money to buy a house?
by lender32120007 years ago
Anyone have any good tips for saving money on car insurance?
by Penelope Hart5 years ago
Do you save money? I mean do you put money into a savings account regularly?Do you make enough money to save money? How do you save it? Do you save even though you can't afford to save? Are...
by first million9 years ago
is anyone able save money?
by Cindy Vine11 months ago
What are some good tips on how to save money?
by Athlyn Green5 years ago
What's the best way to save for the future?
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