Wow, banks...you know how to ask those "must think about this," questions!! For the majority of my life, during my working career, the hard core fact is that I worked to support 4 sons, pay the bills and keep our heads above water......During that time of my life, I never really gave it much further thought....and it always seemed I was in good company. I can honestly say within my circle of family and friends, we were all working for the same reasons.
I retired early (pretty much forced, due to family illness/issues)....and for the past 10 years, have worked alongside my husband in our own business.....which is quite fortunately, very busy and successful. It's an entirely different world, to work for yourself. Now, I can answer your question by saying, we work enough to live the way we choose........The answer to your question is probably one that has various responses from most people, depending on some of the very situations I mentioned. Our life takes on different forms and meaning, at different periods in our life, don't you think?.