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What are the advantages and disadvantages of smart cards?
Some advantages that smart cards bring:
It provides reduction in costs
It has technical specification standards
It gives security of information
It has more organized information
It has emergency information
The process doesn't require paper
One card can access multiple transactions
It can do transactions off and on-line
It is more convenient, since people don't have to carry cash or multiple cards
It reduces fraud
It has high memory capabilities
It has the ability for on-site approval
End-user only accessibility
Besides advantages, smart cards also have some disadvantages, such as:
Fees applied with the use of a card
It gives liability issues if stolen or lost
The accuracy of information is small
Lack of technology to support users
It is potential for too much data on one card if lost or stolen
It is a potential area for computer hackers and computer viruses
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