Would you feel comfortable using your cell phone to make a purchase at a store register?
15 major retailers including Walmart and CVS recently announced a Merchant Customer Exchange to allow customers to pay at store registers using cell phones. Would you feel comfortable using your cell phone to make purchases, or would you be nervous about the security of the transaction?
Sounds like an opportunity for credit card fraud. American Express called me about fraudulent charges on my card at Walmart. I had shopped at Walmart the day before and had not lost my card. There was no explanation of how it could happen. I had to cancel AMEX card and get a new number. Last year I had to change card numbers 4x in 3 months. I'll wait for technology to improve.
Yes, I would as long as I'm sure the technology is secure.
I already do this using the Starbucks app. I have Starbucks gift cards loaded on the app, and I just select the gift card and I hold the phone up to the scanner and the scanner reads my phone . My thinking was that I may forget a gift card, but I'll always have my phone.
Security will be my prime concern followed by convenience of using the phone for the transactions.
No, definitely not. Smart phone technology has many more bugs and limitations than any standard computer, plus it's still in its growing stages. More than that, when it is used as a phone, music player, web browser and with its multiple interfaces (bluetooth, wifi, data hotspot, cellular signal), the potential for information theft is very high.
It's definitely going to happen though, and eventually will be integrated into our bodies as an implant. We've moved from actual gold and silver to promisary notes to plastic numbers where money's worth is transferred electronically, so moving to mobile phones and then implants is a natural next step.
I would be much happier if we used actual metals that were worth their weight. Now the value of a dollar decreases constantly. Just think of the control that can be exercised over your value when even promisary notes are abolished.
I don't know about that one. I would be nervous about the security of the transaction.
I would definitely be nervous about paying through my cell phone. I just don't trust the technology to be secure enough yet.
If I had a cell phone that I could use to make purchases, I would definitely feel comfortable doing so. I wouldn't be at all concerned about the security of it.
My Samsung Galaxy Nexus has an NFC chip built in which lets me use Google Wallet. This links credit cards of my choosing to my virtual wallet. I can then use the phone anywhere PayPass is accepted to pay for merchandise, gas etc.
I use this very regularly and must say that it works very well and no security issues that I have seen thus far. The App is protected with a PIN and if my phone is ever stolen or lost, I can disable my account from Google's website.
I hope to see this technology progress much further in the future.
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