Do you take the car rental insurance when you rent a car?
or do you count on your own car insurance coverage if needed.
No, I don't. It's a waste of money. Your own auto policy covers you for any auto you drive provided you have permission of the owner.
I always get the car rental insurance. Just in case. And I take pictures of every inch of the vehicle, inside and out.
Yes I do. I too thought it was a waste until an insurance agent explained car renting insurance to me...If you damage or total a rental car, not only do you pay for the value or replacement of the car but also the dollar value of how ever many days that car is not being able to be rented.
If you pay for your car rental on a credit card and that includes travel insurance you may not need any extra insurance - so best to check your credit card travel insurance policy.
Whenever I've gone on a trip and have needed to rent a car, I make sure I also get car renter's insurance. Getting in an accident isn't likely, but it's always good to be prepared. I know I always feel more at ease if I have the insurance.
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