I opened a checking account making 5% interest requiring 15 debt transactions a month. To get the debits, I buy a daily Sonic drink at happy hour which I love.
The drink is also half price, which I love.
Paid off some debts already and increased my spending on food storage and emergency supplies.
2010 just started.
but in 2009 i learned to spend much more wisely, and still get about the same satisfaction...maybe more.
i don't buy new clothes, SOMETIMES i buy a pair of yoga pants at wal mart (the girls dept is CHEAP and easily wearable for petite girls, should i be embarrased?) so i learned to wear kids clothes, and shop more thrift stores.
NO starbucks, but if i need a coffee out i get 7-11 coffee, its waaaayy cheaper and they have free extra shots and creamer, marshmallows, syrups, you name it. wowza!
and coffee at home, of course.
i guess i pretty much don't buy anything anymore. but what i do buy retains its novelty value, like a playstation 3...internet...coffee maker...paints...and so on...
people need to lower their expectations and reevaluate their needs vs wants.
in my experience personally having less and thus lower expectations makes for a more content albeit simple lifestyle.
costa rica is the happiest place on earth and look how "little" they have from the average american's perspective....
I agree with you. People should learn to spend less, and save more.
Not true, if all people in particular region starts to spend less or get into frugality, how come there will be progress ?
Progress is not about spending money to buy another pair of shoes or overpriced cup of coffee
That way it is right we are not supposed to do excessive spending, but if we stop creating needs for ourselves, definitely this will hurt the economy.
We can create "smarter" needs, like energy efficient houses,cars, etc.
Exactly. But 5 fingers are not all the same, i'm sure some people will disagree with you and me. They'll prefer spending randomly. Oh well, even we have some jobs to cater those people.
i started spending less in 2009, although i have always been careful with my expenditures. i pay cash for everything i buy (or i don't get it) and pay off my credit card balance every month.
started to watch what we buy back in 2009...going to use more coupons this year than last. and going to only buy what we need. have plenty of books so don't need anymore of those lol
trying not to waste money on food i won't eventually eat.
Well, let's see...I'm unemployed but got my taxes back fast so...
I paid for my college classes (they weren't eligible for financial aid)
I purchased the books & software for the classes starting next month
I bought a laptop & accessories
I got my son a new cell phone (don't know why he's having difficulty with them)
Bought a digital camera - so I can upload pics to HubPages (eventually)
Got caught up with a few bills
and the remainder of my taxes? Spend as frugally as possible!
I have actually been spending more the past 18-24 months, mainly because I am making a lot more money now. I don't spend extravagntly or buy things on a whim just because I have money. I consider myself very lucky to be in this position.
It is hard to change habits whatever habit it is. Since I do not have a horrible shopping habit, it is not necessory to change it, but I should make more money to make the balance of my budget.
In no way. I hope I get some money this year so that maybe I could start spending, that would be a change.
Well i'm saving more and reinvesting in my marketing efforts.
Im spending more because of the tax breaks here in the UK. But that is the whole idea of Government initiative. I am trying to make the most of the breaks whilst it lasts... when the next Government comes in things will become tight and there will be a great social change.
We decided to go green and crack down hard. We sold one car and are learning how to get by on one vehicle. It's been hard, but we've made it work. We get up a lot earlier and I drive my wife to work, then go to work myself. We both pack a lunch, and I pick her up when the work day is over. We have to really work at coordinating car use, but it's going good. We used proceeds from one to pay off the other, and so now, instead of two car payments...we have none.
I now doing some research in youth spending habit. Can give me some feed back on why do youth spend so much on unnecessary stuff. Like branded cloth and many more?
I've been spending more this year than I have in the past few years... I blame it on working too much! Just got a new car and I'm about to be at the casino (45 minutes to go!)
We cut back when by husband was unemployed for 4 months. Now I'm back to the normal spending. I've never been a big spender, so its not a big deal.
by Ladyfoxx321 13 years ago
With the unemployment statistics in the double digits, the housing market at an astonishing low and businesses failing, how have you changed your spending habits or has the recession affected you? Other than Hubpages, what have you done to supplement your income? What strategies for...
by Daisy Rivera 9 years ago
Is It So Important To Use Money Management Skills When You're Saving or Spending or Both?
by annathequietone 13 years ago
How do you change eating habits and money spending ?or can this even be done? And our main goal is to start saving for a home. What can we do to make some changes.
by quicksand 8 years ago
Are You Mindful About Your Shopping Habits?If a thrift shop sells an item for $1.00 while its actual value is $147.77, would you buy it? Would you buy it if you know for certain you don't need it and don't foresee needing it in your lifetime? Even if resale or gifting is not on your mind would you?
by Rochelle Frank 11 years ago
Have current economic conditions changed your buying and spending habits?Are you shopping less, or buying online rather than using using a car to go shopping?Are you spending less on entertainment and recreation or travel?
by backwoodsredneck 12 years ago
I was married on February 14, 2011 to the most amazin woman ever who stole my heart completely and unexpectedly. She turned my world upside down, in a good way. We were doin great when we started out and never had any issues or fights about anything. Then as soon as we got married, things changed...
Copyright © 2024 The Arena Media Brands, LLC and respective content providers on this website. HubPages® is a registered trademark of The Arena Platform, Inc. Other product and company names shown may be trademarks of their respective owners. The Arena Media Brands, LLC and respective content providers to this website may receive compensation for some links to products and services on this website.
Copyright © 2024 Maven Media Brands, LLC and respective owners.
As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.
For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://corp.maven.io/privacy-policy
Show DetailsNecessary | |
---|---|
HubPages Device ID | This is used to identify particular browsers or devices when the access the service, and is used for security reasons. |
Login | This is necessary to sign in to the HubPages Service. |
Google Recaptcha | This is used to prevent bots and spam. (Privacy Policy) |
Akismet | This is used to detect comment spam. (Privacy Policy) |
HubPages Google Analytics | This is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy) |
HubPages Traffic Pixel | This is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized. |
Amazon Web Services | This is a cloud services platform that we used to host our service. (Privacy Policy) |
Cloudflare | This is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy) |
Google Hosted Libraries | Javascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy) |
Features | |
---|---|
Google Custom Search | This is feature allows you to search the site. (Privacy Policy) |
Google Maps | Some articles have Google Maps embedded in them. (Privacy Policy) |
Google Charts | This is used to display charts and graphs on articles and the author center. (Privacy Policy) |
Google AdSense Host API | This service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy) |
Google YouTube | Some articles have YouTube videos embedded in them. (Privacy Policy) |
Vimeo | Some articles have Vimeo videos embedded in them. (Privacy Policy) |
Paypal | This is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy) |
Facebook Login | You can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy) |
Maven | This supports the Maven widget and search functionality. (Privacy Policy) |
Marketing | |
---|---|
Google AdSense | This is an ad network. (Privacy Policy) |
Google DoubleClick | Google provides ad serving technology and runs an ad network. (Privacy Policy) |
Index Exchange | This is an ad network. (Privacy Policy) |
Sovrn | This is an ad network. (Privacy Policy) |
Facebook Ads | This is an ad network. (Privacy Policy) |
Amazon Unified Ad Marketplace | This is an ad network. (Privacy Policy) |
AppNexus | This is an ad network. (Privacy Policy) |
Openx | This is an ad network. (Privacy Policy) |
Rubicon Project | This is an ad network. (Privacy Policy) |
TripleLift | This is an ad network. (Privacy Policy) |
Say Media | We partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy) |
Remarketing Pixels | We may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites. |
Conversion Tracking Pixels | We may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service. |
Statistics | |
---|---|
Author Google Analytics | This is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy) |
Comscore | ComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy) |
Amazon Tracking Pixel | Some articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy) |
Clicksco | This is a data management platform studying reader behavior (Privacy Policy) |