The Importance of a Home Inspection Before Buying a Home

This is a common question among property virgins who have found a house they like. A lot of times we don't think it's really necessary. First of all, you should always get a home inspection, period ! Even a bran new home can have flaws that you cannot see. A lot of people think that an FHA inspection is the same as paying a home inspector, there is no comparison between the two.

An FHA inspector is only for the lending company, AKA the bank or mortgage company. FHA is very strict and if their inspector find things that aren't up to code the seller of the home will be required to fix it before you can purchase the home. If the seller refuses, you won't get the loan for the house. So an FHA inspector will find anything that is not up to code, but there is a lot of other things that you want to know about your potential new home that an FHA inspector does not look for.

 The benefit to having a home inspection is it gives you leverage when you're in negotiations for what you want the seller to repair before purchasing the home. Also, you know what problems or issues the house may have that you wouldn't otherwise know about.  

Sometimes people are turned off by getting a home inspection because you the buyer has to pay for that inspection. They usually are around $250 - $300. That inspector can find foundational problems, plumbing and electrical issues, leaking roofs or chimney problems, just to name a few.

A home inspection is extremely detailed and will give you a top to bottom report of everything you want or need to know about what could be the home your going to be in for many, many years.