What are your tips on creating a functional family budget? (Weekly Topic Inspiration)
As you navigate the various conundrums and challenges that come with maintaining a family budget, what have you learned? Share your advice and expertise as part of this week’s Weekly Topic Inspiration challenge!
For group support and search-friendly title ideas, stop by the official Weekly Topic Inspiration forum thread: http://hubpages.com/forum/topic/104601
I think everyone these days is trying to cut back on their outgoings and find a way to make their money stretch a little further. The recession has hit most people across the world so we are all in a similar boat at the moment. Saving money on the family budget is the place most people will need to start - and its the place where most money can often be saved. read more
in our house, we depend mainly on my husband's income which is VA and Social Security payments. I use his income to pay all the bills at the beginning of the month and then use my income to pay for groceries, gas for the vehicles that we have, and the babysitter for our son. Within the last year, i started couponing and that has helped alot with curbing the budget. we also recycle aluminum cans and tin.
I am a stay-at-home Mom of a preschooler and a Kindergartner. I save a lot of money by making a budget, using coupons for everything, utilizing free local activities and making homemade food. I have a few Hubs that cover this topic:
How To Save Hundreds Of Thousands Of Dollars On a House: Rent or Make Mortgage Payments
http://caseymel.hubpages.com/hub/Save-H … on-a-House
Costco: How To Save Money
http://caseymel.hubpages.com/hub/Costco … Save-Money
How to Apply for Financial Aid
http://caseymel.hubpages.com/hub/How-to … ancial-Aid
How to Live on a Budget
http://caseymel.hubpages.com/hub/How-to … n-a-Budget
How to Buy Groceries Inexpensively on a Budget
http://caseymel.hubpages.com/hub/How-to … n-a-Budget
Buy A Newer Car Or Keep Your Old One?
http://caseymel.hubpages.com/hub/Buy-A- … r-Used-One
I just wrote another hub called: How to budget for a new baby.
http://caseymel.hubpages.com/hub/How-to … a-New-Baby
Go to an all cash budget using this simple money envelope system. You'll be surprised how easy it will be to pay your bills and save some money. read more
Reduce expenses and enjoy spending time with your children with these money saving ideas. read more
Money saving tips on how to keep your home warm during the winter without the high heating costs. read more
A budget should make sense for the person using it, so knowledge is power. For me, tracking expenses (on a simple Excel spreadsheet) while trying to live frugally is the best way for me to see where my weaknesses lie and then work on those areas. For example, I haven't spent a dime on Health and Beauty Aids all month, but have spent too much on coffee lattes - so this needs to be adjusted. Here is my contribution to the topic, How to Budget and Save Money:
http://eurocafeaulait.hubpages.com/hub/ … Save-Money
I have to say, this is the first time in my life that I feel in control of my money )
How to set up a budget sheet with tips on how to save money or cut back on what you're currently spending. read more
When a couple marry they start a new life. They need guidance to plan out their financial goals. This hub highlights all the necessary things for a bright future. read more
I know that we always blow our budget on eating out...so I thought I'd address that because I truly doubt I'm the only one who is always looking for discounts and deals when I want to avoid cooking. So here goes:
A household budget is essential to keep your finances in check. Without a household budget you are leaving your financial life to chance. This article shows the basics, including nuts and bolts, of how to create a home budget. read more
This article provides information and tips for managing your family budget to achieve your savings goals. Includes resources and advice on managing a budget, reducing monthly spending and earning extra income. read more
Discuss the need of your purchases with your significant other. Before shopping make a list and stick to it. Remember, big box stores make their money on inpulse buying. And yes, most of us are impulse buyers. The big box stores are displayed in such a way to entice you to spend money. The average consumer, when shopping in these stores, spend $70.00 a trip on "stuff they don't need!" So don't get caught up in the trap. If you need milk, buy milk! Don't be tempted by that "Stuff" you pass along the way to get to the milk aisle! Good luck!
by Simone Haruko Smith 8 years ago
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