FYI, cost of living in my country is relatively low(but with less privilege). I wonder how much others need to earn to survive considering you don't need to save or you're not preparing for anything(insurance)
In the United States, there are stories of families living on $3,000 to $5,000 a month and enjoying themselves. They buy used clothing, used cars, take inexpensive vacations and watch carefully the food they buy. I lived on $ 350 a month when I was in my 20s -- I did it for 3 years and came out with no debt.
Many families, though, need about $ 6,000 to $ 10,000 monthly for the typical standard of living.
Well, I live day to day and month to month and it's a struggle but I can just about get by on around 600€ a month but when I was getting 900 in 2009 I was feeling rich! I am in the very low income bracket here and find it very frustrating because I cannot do a lot. You need money to go out if only for bus fares.
I was increasing my earnings here before the Panda problem last year but like so many people I experienced a big drop.
It's a good question and the answer really depends on where you live within the US.
Rent coupled with no income is the killer that drives most people homeless (I realize that is an incredibly stupid/obvious statement, but I'm saying it anyway). If, and only if, you are extremely lucky; you can survive in the US with food and shelter, etc for $1K/month.
Well, I need per month in £ sterling (UK currency):
£90 for mortgage
£90 for council tax
£120 for gas/electricity
£30 for phone line/broadband
£10 for mobile phone
£240 for car loan
£60 for car insurance
£80 for house insurance
£50 for cat food (4 cats)
So that is £770 before I even think about food for myself, clothing, petrol.
So let's say £1000 to cover the basics with food and petrol and ignoring clothing (i'm wearing stuff I bought 30 years ago and hardly ever shop for clothes), which xe.com tells me is $1,548.61 per month or £18,583.32 per year.
Guys, keep it coming and thank you for sharing.
I want to know how it is in other cities. I seriously think that I can travel the world within or the next year and be financially stable at the same time.
I have to agree that mortgage gets a huge chunk of an American's budget because I've worked as GMAC loan counselor for around a year in my previous call center work.
Tax differs in different states too, right? I think California has the highest rate.
Struggling is an exercise that can be healthy but can be stressful if net income is really hard to achieve. I'm not entirely sure if you have a 9-5 job or if you are a freelancer like I am, but if you think your income is stable enough, wouldn't living in a different country with less cost of living worth considering? I know someone who went to Indonesia and now has successful kamado business supplying customers in the US and Australia harnessing the Internet.
I wish I can experience the UK life.
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