What will you say or do to a friend who always have a reason not to pay you?
I have an office-mate who borrowed money from me. She said she will pay it next week. I did not asked her after that week and she said nothing to me. After a month, she said that she would like to extend the payment because she doesn't have money yet. Couple of months after, I asked her if she could pay me since I needed extra to pay bills. She said she will pay if she has the resources. It's been 6 months and she said nothing.
let it go. money is not worth losing a friend over. just know better than to loan her money again unless you are willing to let it be a gift and not a loan. i had a friend that borrowed money from me once in awhile, and never paid it back. i finally told her when she said she would pay it back, not to worry about it, if she is ever in a position to help someone else, that would be payment enough. in my book friendship is more important than money.
You may as well kiss it good-bye. You may never see it paid backed. They may want a favor again and you can simply say no if they have guts enough to ask.
I have family like this. It's best not to do or say anything. If you really expected it back, it's best to tell them you don't have it to lend. I know the ones who usually pay back and those who can't. So I often consider it a gift instead of a loan. If they pay me back I may lend it again otherwise I don't unless I'm giving it to them without expecting pay back.
I had a roommate who did that to me too. She would borrow money and never pay it back. That's why I only let 2 people in my life borrow money. My dad and my best friend. I would guess that this person is probably never going to pay you back. It's a shame but at least you learned a lesson from it. I mean there's a reason they had to borrow money in the first place. It's because they didn't have any to begin with.
What do I say? Depends on if I want to retain their friendship or not. If they owe a substancial amount, and have full intent to pay, they will, without reservation, sign a demand note for the amount owed. Turn it from a "friend" transaction to a "business" transaction. If, eventually, they refuse to pay, court systems will prevail and the friendship is terminated. In any case, refusal to pay an incurred debt, is going to affect friendship. If, indeed they are indebted for a given amount, and you loan even more....then you need to re-evaluate YOUR position. Are you loaning because you are in need of a friend and are paying for it?
well, i guess I've learned quite a lesson on that one.
@Diana Lee, yes, she asked me again to lend her additional money. I declined this time. I found out that she had borrowed money on our other officemates too and not paying back on time. Well, no more second chance.
Like Diana Lee said you have to kiss the money goodbye. Take this as a lesson to not let others take advantage of you. Until she helps you out with something don't do anything else for her ever again.
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