The definition of religion says that, "Each soul is potentially divine. The goal is to manifest this Divinity within by controlling nature, external and internal. Do this either by work, or worship, or psychic control, or philosophy--by one, or more, or all of these--and be free. This is the whole of religion. Doctrines, or dogmas, or rituals or books or temples, or forms, are but secondary details".
Rajan Jolly I wrote a hub on a similar subject - Understanding Religion, God and Goodness. I would love to hear your opinion on this subject. Of course, I am very open minded. I know its a sensitive topic; but my focus on this hub is on the universal meaning of all religions; which is goodness. I don't believe in arguing against or for a particular religion. I also don't believe in ranking religions. However, I do believe that those who take part in religious practices should try to have that attitude of goodness throughout their relationships with mankind. For instance, I do not agree with those who practice religion; but are hurtful to people. That was my point of the hub. Thank you.
I think religion can be both philosophy and a way of life. It depends on your perspective of how you approach religion. For some its a way of life; because they are always about praying and worshiping God. For others it just becomes a part of their being. A part of their morals, values and belief systems. I think its a bit of both. This is a great question.