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Nothing at all. Actually the year 2012 is so important for me since I started my hubbing since that year.
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Throughout my working career I advocated against voluntary retirement but I myself opted for it during 2012. But it could land me at HubPages. Hence no regrets.
My only regret is that I didn't finish my NaNoWriMo, but my resolution is to finish it before this November for sure!
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