Well, as long as he's with my bank so I can exploit him by taking the excess of what pittance he manages to save for when a pipe bursts or the roof leaks etc. Or Is it - Haaa! He's getting endless hassles and stigma whilst I sit pretty paying myself whatever I want from other peoples money! (banker, politician, tax man etc. Or better yet, "I'm going to get that SOB. today I will look up his file and make sure half of his disability claim is disregarded. That way I'll get a huge bonus and 'the' wife will stop nagging me for that new car!"