How many people including yourself, actually carry cash these days? What do you

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   Austinstarposted 8 years ago

   How many people including yourself, actually carry cash these days? What do you use cash for?
   
   It's very rare that I carry any cash now. I get points for every dollar I spend on my credit card, so I just use it to pay for everything. Once a month, I pay the credit card bill. This saves me 2 to 5% on gas, utilities, groceries, and any other bill I need to pay. Why would I use cash now? I only carry my driver's license and my one credit card. That's it! I don't even need a purse anymore. I can't imagine carrying cash around these days.
   
   

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2. 80

   Say Yes To Lifeposted 8 years ago

   I still carry cash.  As far as I know, most people do.  People have been making jokes about cashless societies for eons, but the only difference I've noticed is a couple years ago when I got traveler's checks to go to Oregon, I was told no one uses them  anymore; they just go to the ATM.  Imagine how expensive that gets, though!

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3. 94

   lisavollrathposted 8 years ago

   I carry a little bit of cash, because my laundry service doesn't take credit cards. Because of the way my credit union ATM is set up, I can only take out increments of $20, and laundry is often between $40 and $50. That leaves me with some extra to carry around. I ask for change in ones, and use those to buy one lottery ticket each time I go to the grocery store. The ticket machine also doesn't take credit cards. I also use those dollars for tips if I go out to eat, because I like to tip my server in cash rather than adding it to my credit card.

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      Austinstarposted 8 years agoin reply to this

      Your laundry is 40 or 50 dollars! Why don't you invest in a washer and dryer? I can't imagine spending so much on laundry. I used to tip in cash, but since i never have any, i quit doing that.

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   2. 94

      lisavollrathposted 8 years agoin reply to this

      That's for a month's worth of laundry, and I don't own a washer/dryer because I hate doing laundry. Also, cost wise, it's cheaper to do drop off once a month than it is to pay for appliances, upkeep, water, detergent, softener and time lost.

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4. 62

   LoisRyan13903posted 8 years ago

   I carry some cash but not a lot.  Usually if I want to grab a quick snack in the cafeteria or sometimes I order some Avon for a co-worker and pay cash.  Then when I pay on my store cards, I usually pay in cash

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      Austinstarposted 8 years agoin reply to this

      Girl, get those exorbitant store cards paid off! They charge way too much interest. But i do understand the cash for small meals and drinks on tthe run.

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      LoisRyan13903posted 8 years agoin reply to this

      I know.  I usually buy something and then get it paid off within the month.  Mainly kohl's when they have sales

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5. 85

   ronbergeronposted 8 years ago

   I use cash for everything other than on-line purchases. I prefer the anonymity of cash transactions. That's the same reason I don't use the "customer loyalty cards" that many stores now require to get sales prices, such as the CVS "ExtraCare" card.

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   1. 85

      Austinstarposted 8 years agoin reply to this

      I don't use "store" cards because they are a huge rip off. But, organizing your life with one simple card is a wise money saving investment. How much do you spend going to get cash. You are "paying" for cash in trips to the bank.

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      ronbergeronposted 8 years agoin reply to this

      It doesn't cost me anything get cash. I drive past the bank on my way home from work. I typically withdraw $500 at a time. As far as I'm concerned, there are only drawbacks to using cards. My privacy is worth more than the "convenience" of a card.

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   3. 62

      LoisRyan13903posted 8 years agoin reply to this

      That's when I usually get cash-on the way home from work

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6. 70

   Aime Fposted 8 years ago

   I only take out cash if I know that I'm going somewhere that accepts cash only (the only recent examples I can think of are beer and food stands at events....haha).  So I take out cash maybe 2-3 times per year.  I find debit/credit much more convenient, especially now with tap cards that literally take one second to pay with.  Plus you never run out/have to stop somewhere to take out more. 
   
   I've had maybe $5 in change floating around in my purse for ages in case I end up making a REALLY small purchase (like less than $2), but that's rare for me as I tend to shop for a bunch of stuff at once as opposed to going out to buy little things.  Coffee goes on my pre-loaded card.
   
   Having worked retail almost 10 years ago and then again last year, I definitely noticed a difference.  Much less cash now than compared to then.  I'd say cash transactions made up maybe 5%.

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