sort by best latest
Very intelligent answer. As you said, discipline is the most key factor for anything to achieve. It is a kind of self control and keeping a schedule of what to do and what to keep off or place in a queue.
I agree with what you saying but some people get paid and don't know where their money went because they don't use the proper money management skills. In one hand out the other. Thank you for leaving your input.
Yes, that kind of person is a sad case indeed. No self control. People that waste most or all of their earnings must change if they ever want to live with more security and comfort.
At one time I only strived to pay debt. Now I balance outgoings with savings at the same time. That works better-save first and budget after.
Well congratulations on your progress, Kate. As Mr. Money Mustache says, work that frugality muscle! Over time saving and wise spending will become easier to accomplish. Eventually you will barely have to think about how you spend!