Are you frugal? What is the most extreme thing you've ever done to save money?
I always try to be as frugal as possible but in a practical way. The most I do to save money is clip coupons, cook at home for breakfast, lunch and dinner, and swap clothes with family and friends.
No, I am not. I always try to make within my defined budget still keep aside something for rainy days. Even when I am tight I never try to save money. My philosophy is how to increase the source of income income rather than cut expenditure.
I went back to the store when I saw on my receipt that my coupons had not been deducted. It was only a few dollars, and I probably spent that much on gas, but it was the principal of the thing.
Yes, I am a bit Frugal. I once filled a pillow with dryer lint. I would not suggest this because it is a little dusty.
It may seem simplistic but I prepared a zero based budget. I try to account for every dollar and then arrange for it to go into the proper savings or spending category. It really helped me to see that there are some goals I can achieve much faster than I initially thought, others will just take time. It also allows me to see what months I really cannot afford to extend my self or else it could hurt my savings goals. Other than that, I tend to do a lot of sewing at times to keep clothing longer and in good repair and I stay away from dry cleaners, if it is not wash and wear, I will not buy it.
My Grandparents and Great Grandparents lived throught World Wars and learnt to survive on barely nothing. My parents have been born straight after the war and remember being hungry most of the time...the frugality is in their blood, they had been saving all their life and taught us kids to do the same....I teach my children to save in memory of those mentioned above....because we are just much more fortunate....we all need to learn to save...because you never know how long your fortune will last....
I've always been really frugal. Money represents freedom to me, and to blow it on unnecessary this-and-that means i have to do more work, and thus be less free.
I guess the most extreme thing i've done is lived without a car for about five years in a very car-centered town. I rode a bike everywhere. Not so much fun in the wintertime. But seeing that money in the bank which would otherwise have been spent on car payments, gas, maintenance, insurance, etc made up for it. It was instrumental in putting together the down payment for my house. Also got me into shape, made me somewhat tougher than i had been.
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