Before making a high cost ($$) decision, do you first imagine your life after th

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  1. wjlambert profile image71
    wjlambertposted 5 years ago

    Before making a high cost ($$) decision, do you first imagine your life after that decision?

    Sometimes it's difficult to think about how you will feel after making a high monetary cost decision, until you've paid out the money.  When I was younger I did not think about it too much, now as an adult, I have more life experience to better predict what might happen or how I would feel.

  2. Tusitala Tom profile image67
    Tusitala Tomposted 5 years ago

    The highest cost decision most people make, as far as I can deduce, if to take on a mortgage to buy a home.  Generally it entails borrowing money from a bank or financial institution and is a committment which can profoundly alter one's view of the world from the point of view of risk versus security.    The risk being, 'What if I can't manage the repayments and the bank repossess?"  The security being: 'One day I (or we) will own it and most of our financial worries will be behind us.'

    The imagination part of it plays a big part.   You think of the home you might own (if you borrow) and what you can do in the years ahead.  Alterations, renovations, additions - pride of ownership.   Or, the ongoing worries of maintenance, upkeep, inspections et cetera.  The imaginings will be a combination of positive and negative.

    Or you could decide not to make that big investment, not take that big step.  In that case the status quo will remain.  But there'll always be this niggling feeling of 'Why didn't I?"   

    Only you can decide what to do with you life.   You're in charge of it, no one else.
    I don't know your circumstances, but it seems you are the wiser - you say so in the supplementary information after your question.   If you do have another big decision coming up, I can only wish you well - and I do so.

    1. wjlambert profile image71
      wjlambertposted 5 years agoin reply to this

      Good thoughts.  I wish there was a compendium that I could read that would give me the full scope of a home buying experience, but like with children, each one is different.

  3. lburmaster profile image84
    lburmasterposted 5 years ago

    Of course. How can you make a decision and not think about life after that decision? What will the impact be? How much would we have in the budget? When considering a major purpose, I create a new budget and show all of our finances to my husband. We discuss how it would influence us and then decide together.

    1. wjlambert profile image71
      wjlambertposted 5 years agoin reply to this

      I wanted to go further to say that sometimes I can't fathom the full scrope of the results / consequences of my actions with a high cost decision until after I go through with it

    2. lburmaster profile image84
      lburmasterposted 5 years agoin reply to this

      Then you need to ask yourself more questions before making a big financial decision. Try writing down a bunch of questions on a piece of paper tat you can always look at before making a big purchase, or even a small one.

  4. profile image0
    CalebSparksposted 5 years ago

    Yes, I always imagine what the consequences (good or bad) will be. I pity the one who exercises no self-control over his spending.


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