How many people including yourself, actually carry cash these days? What do you use cash for?
It's very rare that I carry any cash now. I get points for every dollar I spend on my credit card, so I just use it to pay for everything. Once a month, I pay the credit card bill. This saves me 2 to 5% on gas, utilities, groceries, and any other bill I need to pay. Why would I use cash now? I only carry my driver's license and my one credit card. That's it! I don't even need a purse anymore. I can't imagine carrying cash around these days.
I still carry cash. As far as I know, most people do. People have been making jokes about cashless societies for eons, but the only difference I've noticed is a couple years ago when I got traveler's checks to go to Oregon, I was told no one uses them anymore; they just go to the ATM. Imagine how expensive that gets, though!
I carry a little bit of cash, because my laundry service doesn't take credit cards. Because of the way my credit union ATM is set up, I can only take out increments of $20, and laundry is often between $40 and $50. That leaves me with some extra to carry around. I ask for change in ones, and use those to buy one lottery ticket each time I go to the grocery store. The ticket machine also doesn't take credit cards. I also use those dollars for tips if I go out to eat, because I like to tip my server in cash rather than adding it to my credit card.
Your laundry is 40 or 50 dollars! Why don't you invest in a washer and dryer? I can't imagine spending so much on laundry. I used to tip in cash, but since i never have any, i quit doing that.
That's for a month's worth of laundry, and I don't own a washer/dryer because I hate doing laundry. Also, cost wise, it's cheaper to do drop off once a month than it is to pay for appliances, upkeep, water, detergent, softener and time lost.
I carry some cash but not a lot. Usually if I want to grab a quick snack in the cafeteria or sometimes I order some Avon for a co-worker and pay cash. Then when I pay on my store cards, I usually pay in cash
Girl, get those exorbitant store cards paid off! They charge way too much interest. But i do understand the cash for small meals and drinks on tthe run.
I know. I usually buy something and then get it paid off within the month. Mainly kohl's when they have sales
I use cash for everything other than on-line purchases. I prefer the anonymity of cash transactions. That's the same reason I don't use the "customer loyalty cards" that many stores now require to get sales prices, such as the CVS "ExtraCare" card.
I don't use "store" cards because they are a huge rip off. But, organizing your life with one simple card is a wise money saving investment. How much do you spend going to get cash. You are "paying" for cash in trips to the bank.
It doesn't cost me anything get cash. I drive past the bank on my way home from work. I typically withdraw $500 at a time. As far as I'm concerned, there are only drawbacks to using cards. My privacy is worth more than the "convenience" of a card.
That's when I usually get cash-on the way home from work
I only take out cash if I know that I'm going somewhere that accepts cash only (the only recent examples I can think of are beer and food stands at events....haha). So I take out cash maybe 2-3 times per year. I find debit/credit much more convenient, especially now with tap cards that literally take one second to pay with. Plus you never run out/have to stop somewhere to take out more.
I've had maybe $5 in change floating around in my purse for ages in case I end up making a REALLY small purchase (like less than $2), but that's rare for me as I tend to shop for a bunch of stuff at once as opposed to going out to buy little things. Coffee goes on my pre-loaded card.
Having worked retail almost 10 years ago and then again last year, I definitely noticed a difference. Much less cash now than compared to then. I'd say cash transactions made up maybe 5%.
by blueorpurple 7 years ago
Credit card or cash! what should I use more?
by j.amie 7 years ago
Do you carry cash? I have become so accustomed to using a debit card for everything that I never have cash with me when I need it!
by Susan Reid 7 years ago
JP Morgan Chase is considering capping debit card transactions to $100 or even $50. It's all about fees they charge per transaction, currently $.44 and proposed to be slashed by Congress to $.12.That's a big hit for banks, yes.But after years of "training" us to swipe our debit cards...
by Ultimate Hubber 7 years ago
How many credit cards do you have?
by Uneducated opinio 6 years ago
Try and refrain from using a credit card for any purchases that are not a necessity. Things want should he paid in full to avoid getting stuck in ungodly amounts of debts. I learned this lesson a little late but I did learn it ha. Try to be smart with your money. Also try to look for coupons online...
by alaze2003 9 years ago
Now, what comes to your mind when you think of credit cards? Well, to some people it means having alot of extra cash that doesn't belong to us, at that moment, but we have an option to spend it. If decided to spend the money issued on that credit card, you must now take initiative, that it's yours....
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