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How many people including yourself, actually carry cash these days? What do you

  1. Austinstar profile image92
    Austinstarposted 22 months ago

    How many people including yourself, actually carry cash these days? What do you use cash for?

    It's very rare that I carry any cash now. I get points for every dollar I spend on my credit card, so I just use it to pay for everything. Once a month, I pay the credit card bill. This saves me 2 to 5% on gas, utilities, groceries, and any other bill I need to pay. Why would I use cash now? I only carry my driver's license and my one credit card. That's it! I don't even need a purse anymore. I can't imagine carrying cash around these days.

    https://usercontent2.hubstatic.com/12982407_f260.jpg

  2. Say Yes To Life profile image81
    Say Yes To Lifeposted 22 months ago

    I still carry cash.  As far as I know, most people do.  People have been making jokes about cashless societies for eons, but the only difference I've noticed is a couple years ago when I got traveler's checks to go to Oregon, I was told no one uses them  anymore; they just go to the ATM.  Imagine how expensive that gets, though!

  3. lisavollrath profile image96
    lisavollrathposted 22 months ago

    I carry a little bit of cash, because my laundry service doesn't take credit cards. Because of the way my credit union ATM is set up, I can only take out increments of $20, and laundry is often between $40 and $50. That leaves me with some extra to carry around. I ask for change in ones, and use those to buy one lottery ticket each time I go to the grocery store. The ticket machine also doesn't take credit cards. I also use those dollars for tips if I go out to eat, because I like to tip my server in cash rather than adding it to my credit card.

    1. Austinstar profile image92
      Austinstarposted 22 months agoin reply to this

      Your laundry is 40 or 50 dollars! Why don't you invest in a washer and dryer? I can't imagine spending so much on laundry. I used to tip in cash, but since i never have any, i quit doing that.

    2. lisavollrath profile image96
      lisavollrathposted 22 months agoin reply to this

      That's for a month's worth of laundry, and I don't own a washer/dryer because I hate doing laundry. Also, cost wise, it's cheaper to do drop off once a month than it is to pay for appliances, upkeep, water, detergent, softener and time lost.

  4. LoisRyan13903 profile image80
    LoisRyan13903posted 22 months ago

    I carry some cash but not a lot.  Usually if I want to grab a quick snack in the cafeteria or sometimes I order some Avon for a co-worker and pay cash.  Then when I pay on my store cards, I usually pay in cash

    1. Austinstar profile image92
      Austinstarposted 22 months agoin reply to this

      Girl, get those exorbitant store cards paid off! They charge way too much interest. But i do understand the cash for small meals and drinks on tthe run.

    2. LoisRyan13903 profile image80
      LoisRyan13903posted 22 months agoin reply to this

      I know.  I usually buy something and then get it paid off within the month.  Mainly kohl's when they have sales

  5. ronbergeron profile image84
    ronbergeronposted 22 months ago

    I use cash for everything other than on-line purchases. I prefer the anonymity of cash transactions. That's the same reason I don't use the "customer loyalty cards" that many stores now require to get sales prices, such as the CVS "ExtraCare" card.

    1. Austinstar profile image92
      Austinstarposted 22 months agoin reply to this

      I don't use "store" cards because they are a huge rip off. But, organizing your life with one simple card is a wise money saving investment. How much do you spend going to get cash. You are "paying" for cash in trips to the bank.

    2. ronbergeron profile image84
      ronbergeronposted 22 months agoin reply to this

      It doesn't cost me anything get cash. I drive past the bank on my way home from work. I typically withdraw $500 at a time. As far as I'm concerned, there are only drawbacks to using cards. My privacy is worth more than the "convenience" of a card.

    3. LoisRyan13903 profile image80
      LoisRyan13903posted 22 months agoin reply to this

      That's when I usually get cash-on the way home from work

  6. Aime F profile image85
    Aime Fposted 22 months ago

    I only take out cash if I know that I'm going somewhere that accepts cash only (the only recent examples I can think of are beer and food stands at events....haha).  So I take out cash maybe 2-3 times per year.  I find debit/credit much more convenient, especially now with tap cards that literally take one second to pay with.  Plus you never run out/have to stop somewhere to take out more. 

    I've had maybe $5 in change floating around in my purse for ages in case I end up making a REALLY small purchase (like less than $2), but that's rare for me as I tend to shop for a bunch of stuff at once as opposed to going out to buy little things.  Coffee goes on my pre-loaded card.

    Having worked retail almost 10 years ago and then again last year, I definitely noticed a difference.  Much less cash now than compared to then.  I'd say cash transactions made up maybe 5%.

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