My girl friend ask a help, she need money. She said will give me back in 2 installment.
I and this lady know each other about 9 month. Our relationship is not that close after few quarrels. Those days when I go out with her I used to joke with, tease her and even kiss her. She enjoyed from what i'm doing. After few misunderstanding and quarrel, she talk to me like no interest on me. Sh
Sounds like she is just using you, be careful...
I hope this helps bring things into perspective.
When lending money, it is always best to put the terms down in writing, so that it is legally binding if it is not repaid.
Include the amount loaned, the date the loan was made, the re-payment terms and make sure you both sign it.
Keep it in your records and if it is $5,000 or less you can take her to small claims court if it is not repaid.
It she does not want to sign it, you might ask yourself if it is something you want to do.
Here's my rule for loaning money to friends or family and it's supported by Dave Ramsey, a well-known financial "expert."
If you give money to someone, consider it a gift. Very few people will actually pay you back, so consider that fact and if you think the relationship is strong enough to withstand the possibility of not getting your money back, then loan it. Otherwise, say no.
My brother and I have "exchanged" money when we've had it - but never expect it back. It keeps the arguments under control.
Don't loan money you need back. Just don't. If you get it back, it's a plus, if you don't - well you didn't expect it anyway.
She probably is feeling guilty, or perhaps she was using you for that money, one never knows for sure.
I hope you clear up the trouble. If you like her a lot, tell her to forget paying you back, see if she warms up to you. If not, you'll have your answer, which is more valuable to your future than the money!! )
Life lessons, yes?
Mariesue's answer has hit the nail on the head. Just give an amount you will not miss, if you don't get it back. Its not really worth the hassle having to settle it in court, if you give her a large amount and don't get it back.
Money is easy to borrow, but hard to pay back.
All she needs is money. Don't trust her. Trust my advice before it is too late.
I think Guidebaba told it correctly and it's not sure if the person who asked the question came back to check for the answers.
Sounds like you may not get it back. So calculate out how many times after you "loan" her the money, you think you may get laid versus the amount of the loan. Then compare the results of that calculation to the price of hookers in your area. That will give you something to consider in deciding to make the "loan" or not.
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