HubPages has nothing to do with the payment part of things. You have to apply to be a Google, eBay, Amazon, and/or Kontera affiliate and be approved. Once you're approve each of those companies (whichever ones you sign up with) will, at one point, ask you for information regarding how you receive payment. They don't even necessarily ask you for your bank account information if you want to receive a check in the mail. I don't recall with the others, but Google mails checks to people who don't set up direct deposit.
Each of them has different minimums for when they pay, so you can generally go without having any payment information in until you're about to reach minimum pay-out amount in any account.