Paying for a funeral

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  1. ThePracticalMommy profile image88
    ThePracticalMommyposted 11 years ago

    Paying for a funeral

    How can a family pay for a funeral when a deceased loved one had no life insurance? What are the options? How can all wishes be met without spending too much?

  2. chrissieklinger profile image77
    chrissieklingerposted 11 years ago

    I had to pay for my mother's funeral and we set up a payment plan, but I am not sure all places would do that.  Another option we looked into was to take a loan from our 401(k), since the funeral was around $6000 till we paid for everything including the header stone for the plot. If you are really in a bind, a 401(k) loan might be good since you do pay yourself back and you may work to pay it off faster since it is your own retirement you borrowed from.

    1. ThePracticalMommy profile image88
      ThePracticalMommyposted 11 years agoin reply to this

      That's a great suggestion!

  3. bankscottage profile image90
    bankscottageposted 11 years ago

    One option would be to ask for donations to the family instead of flowers.  Flowers can be beautiful and appreciated, but they are expensive and temporary.  In the situation you describe, the family may appreciate a donation toward expenses far more than a beautiful flower arrangement.

    1. ThePracticalMommy profile image88
      ThePracticalMommyposted 11 years agoin reply to this

      That too is a good suggestion. Thank you!

  4. liftandsoar profile image59
    liftandsoarposted 11 years ago

    I'm afraid you're in for a real hassle if you expect to meet all wishes.  I've buried both a son and a brother.  In each case we cremated for under $1,000. It seems to me to be the most inexpensive, ecofriendly and simple way to go about it.

    1. ThePracticalMommy profile image88
      ThePracticalMommyposted 11 years agoin reply to this

      I'm sorry for your losses, but thank you for your suggestion.

 
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