I am a spender by natural inclination myself. I tend to spend what little money I make buying books, CDs, (and I stubbornly continue to buy cheap VHS cassettes), and audiobooks of all kinds.
Yes, there is much merit to squirrling something away for a rainy day. I hear the ideal situation is that one should save six months worth of money for total expenses (rent, food, etc). One should give herself a six-month cushion.
Yeah, that's the ideal anyway.....
Take it easy.