When a woman is talking like that during sex, she's trying to tell you something. Sometimes us girls forget that you guys have a hard time reading between the lines. But there is this maybe she has so much on her brain that she really isn't totally aware of what she's doing, one person already said communication is Key and that I agree totally with.
Open the conversation with ease and no judgement, the only way a woman wants a penis is if it comes in peace, and I can tell you if I am really mad at my man and he's just pissing me off talking about the groceries or work during sex is an amazing way to get his attention and get his ego!!
Chat over wine and open yourself to her, she'll talk to you after all she is a girl and chatting is what we do best. woman want to fix things so take what I said and run with it, it will work, good luck, hey post an update, LOL!!!!