HubMob Weekly Topic: Sticking to Your Budget

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  1. Princessa profile image83
    Princessaposted 12 years ago

    HubMob Weekly Topic: Sticking to Your Budget

  2. profile image0
    Mpho Mokobiposted 12 years ago

    Sticking to one's budget requires two things-: 1. Committed decision and, 2. Self discipline. It is difficult to achieve anything of significance without these two qualities. Remember that you are dealing with a habit of reckless spending and you now have to replace it with a culture of responsible spending. Don't despair if you fall off the wagon. The most important thing is to get back on. You will be dealing with paradigms that took years to develop. It will be an injustice to try and change them over night. Give yourself some time, NOT TOO LONG.

  3. aka amanda profile image59
    aka amandaposted 12 years ago

    I agree with Mpho Mokobi, committed decision and self discipline are musts if we are going to stick to a budget. In a society of indulgence and instant gratification, the concepts of waiting, patience, and frugality are almost extinct! My husband and I are actively working on getting out of debt and we are learning that it really is true that sticking to a budget, getting out of debt, really all things financially responsible, is almost entirely BEHAVIOR!! Whether we  have $10 or $10,000 to spend or save, if we don't monitor our behavior, all the know-how and financial guru-ness means nothing! I've also found its helpful to add a little "treat" money every few months, nothing elaborate, just enough to congratulate yourself on a job well done thus far...

  4. Pamela99 profile image90
    Pamela99posted 12 years ago

    This article discusses all the reasons we fall into temptation. The way things are advertised, the setup of merchandise, vast number of products and easy credit makes hard to stick with your budget. read more

  5. Karanda profile image80
    Karandaposted 12 years ago

    Preparing for a budget might be easier than sticking to one but it will pay off in the long run. If this is your first time at planning a budget there are some helpful tips to get you started. read more

  6. Karanda profile image80
    Karandaposted 12 years ago

    Going shopping is easy with a credit card in your wallet but the day of reckoning comes and  the money in the bank can't cover the repayments. Keeping the family budget on track is easy, if you know how. read more

  7. Princessa profile image83
    Princessaposted 12 years ago

    Find cheap hotels in Paris.  Inexpensive hotels in Paris  Visiting Paris and finding budget accommodation in the
    city is simply a matter of careful planning. 
    There is a wide range of budget hotels in Paris; you can find anything from... read more

  8. Tranquilheart profile image90
    Tranquilheartposted 12 years ago

    Here's my hub ...

    'Time proven ways to save money'

  9. Denise Handlon profile image86
    Denise Handlonposted 12 years ago

    Relax and unwind is the key to a fun vacation-so why have to return to work knowing you blew your budget on a good time?  Here are some tried and true tips to enjoy and stay within your budget so you can have a worry free vacation. read more

  10. Vaiebhav profile image77
    Vaiebhavposted 12 years ago

    By default, I start on a zero budget. This means, that every single expense has to be justified. I think this is a good point to start with.

  11. Princessa profile image83
    Princessaposted 12 years ago

    For most people, Paris is synonymous with the Louvre, one of the most popular museums in the world. What most people travelling to Paris do not know is that if planned carefully, they can visit the Louvre for free! read more

  12. Loren's Gem profile image68
    Loren's Gemposted 12 years ago

    Who wouldn’t want to go on a travel vacation without spending too much on the pocket? I bet everyone does. 
    Yet in this tight economy we are living, traveling for a family vacation without a plan to save money can be very expensive. To some, it... read more

  13. anujagarwal profile image57
    anujagarwalposted 12 years ago

    Hotel plays an important part in your vacations as a stinky room can let your mood down. So, you must make sure that the hotel you are going to stay should have all the things that will make your vacations worth remembering. read more

  14. Princessa profile image83
    Princessaposted 12 years ago

    Eating on a budget in Paris.  Find here a list of Free restaurants, cheap takeaways and amazing picnic areas.  Good quality cheap eating in Paris. read more

  15. Sparkle Chi profile image71
    Sparkle Chiposted 12 years ago

    Being a homeschooling mother to three children has given me plenty of practice at doing everything on a shoestring budget. We have learned to make do and do without. But honestly, who WANTS to do that?   Personally, I want to be able to have nice... read more

  16. soni2006 profile image75
    soni2006posted 12 years ago

    In previous articles, we learned
    about how to manage our personal finances, then we learned about how to improve
    them with savings, investment, future financial planning, setting goals and
    achieving them, but today I am going to share with you some... read more

  17. Pamela99 profile image90
    Pamela99posted 12 years ago

    This article is a crash course on using coupons and saving money of your grocery bill,  Numerous ways to reduce you grocery bill are reviewed, along with shopping tips. read more

  18. Pamela99 profile image90
    Pamela99posted 12 years ago

    Creating an energy efficient house can be achieved with very little effort on your part. The article explains what type of appliances to purchase, the use of programmable thermostats, and more. read more

  19. Sparkle Chi profile image71
    Sparkle Chiposted 12 years ago

    Holidays have become one of the most expensive parts of life. It seems that they become more commercialistic every year! How is someone on a budget supposed to keep up with it?!  First take a deep breath. Holidays are a time to be with friends and... read more

  20. Denise Handlon profile image86
    Denise Handlonposted 12 years ago

    Do you know when the best time to shop for optimal savings is?  Read this hub to find a calendar of monthly savings throughout  the year. read more

  21. Vinodkpillai profile image72
    Vinodkpillaiposted 12 years ago

    When we move from boom times to tough times, cost cutting becomes an unwelcome imposition. But approached systematically, it can be a fairly simple exercise. read more

  22. Denise Handlon profile image86
    Denise Handlonposted 12 years ago

    Don't equate 'frugal' with cheap.  In today's economy saving money is a necessity.  Here are tried and true tips for effective family budgeting. read more

  23. soni2006 profile image75
    soni2006posted 12 years ago

    Budget Vacation Tips - Unconventional Ideas for Saving Money read more

  24. Howard S. profile image88
    Howard S.posted 12 years ago

    A budget blooper is something that was not in the budget, is significant enough to bloop it, and could be avoided if there were a strategy to deal with it. Budget planning in the simplest sense involves placing limits on what you want to spend over a given time period. read more

  25. travelespresso profile image69
    travelespressoposted 12 years ago

    If you are looking for ways to save money on your household budget and begin a program of cost reduction, then you've come to the right place.  I'll share tips on how to quickly save money and reduce costs.  You might want to begin a cost reduction... read more

  26. Pamela99 profile image90
    Pamela99posted 12 years ago

    There are numerous ways to cut your everyday expenses. This article covers ways to cut housing costs, including those for household goods, automobile expense, property taxes and everyday expenses. read more

  27. travelespresso profile image69
    travelespressoposted 12 years ago

    If, like me, you cringe at how much money you have to pay when its time to fill up your car with fuel and you want to know more about fuel economy and fuel efficiency tips so that you save money on your household budget then read on.    Here are... read more

  28. martygoldengate profile image60
    martygoldengateposted 12 years ago

    You can stick to your budget by avoiding buying anything at all that is unnecessary.  In times of strictness, I do without.  I think of all the clutter and things that I already have at home.  But if a family member needs help or there's an emergency, then don't be foolish.  Go ahead and spend.  If you have a credit card, it's not the end of the world to carry a balance at reasonable interest rates.  It's better to hold some money in savings, than to pay off the credit card.  So never do anything unnecessary when you've got your back to the wall because nothing is coming in to pay the bills.  But even at such dire times, act immediately to resolve a crisis emergency and run up the credit card.

  29. melbel profile image95
    melbelposted 12 years ago

    Did you know there is a best time of the day to buy airline tickets in order to save money? There is a best day, too! Find out easy ways to save on airline tickets! read more

  30. teamrn profile image62
    teamrnposted 12 years ago

    It's best to make New Year's resolutions in December, but many of us are late starters, so what better time than now to make a resolution?    Now that the partying of the holiday season is over, you've decided upon a New Year's resolution. What are... read more

  31. Denise Handlon profile image86
    Denise Handlonposted 12 years ago

    If you think that 'budget' is a bad word then check out the useful tips in this hub.  In just three easy steps (aren't they all?) you can teach your teen or yourself better money management.  Important info in today's economy. read more

  32. Sparkle Chi profile image71
    Sparkle Chiposted 12 years ago

    In order to plan a budget, you need to have money. That was how I used to think about budgets. I figured that I didn't have a large enough income to be able to or need to budget anything! I thought I would just pay my bills, and hope that there was... read more

  33. The Ordinary Guy profile image57
    The Ordinary Guyposted 12 years ago

    Sticking to ones budget is one of the important things in personal finance . This involves the part where we save , and the part where we consider the importance of what we will be spending upon .


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