HubMob Weekly Topic: Getting Out of Debt

1. 77

   Princessaposted 13 years ago

   
   
   Happy New Year!!!!
   
   This is this first Monday of the year, the best time to start new projects and work on New Year's resolutions to try to improve our quality of life.  And this month, HubPages is helping Hubbers to get their hands on their personal finances with the "Money grows on Hubs" January contest.
   
   Here in the HubMob we are going to be supporting the contest and will be writing about the same topic.  For the first week of January the HubMob Weekly topic will be "Getting Out of Debt".  For those of you who are interested in entering your hubs in the contest please read carefully the contest rules  before you post your hub. 
   
   
   
   
   
   As in previous contests, there is a daily bonus for those who write about a given topic during the week.  The scheduled bonus topics for this week will be
   
   Monday, January 3rd: Understanding Finance
   Tuesday, January 4th: Credit Cards
   Wednesday, January 5th: Student Loans
   Thursday, January 6th: Car Loans
   Friday, January 7th: Home Mortgages and Loans
   Saturday, January 8th: Debt and Bankruptcy
   Sunday, January 9th: Tax and Taxes
   
   Remember that you can add extra interest to your hub making it both: a HubMob and a Contest hub at the same time.  To enter your hub in this week's contest you only need to publish a relevant hub on the topic and categorize it under personal finances.  To enter your Hub in the HubMob please follow the instructions below.    
   
   1.  START YOUR HUB CLICKING THIS LINK.  Choose the "Answer this Question" green button.  Choose the MAKE A HUB ABOUT IT option. 
   
   2. Include the HubMob RSS Feed in your hub: http://hubpages.com/question/95696/hubm … ew&rss
   For more information on how to add the RSS feed to your hub you can click here
   
   4. Add the New HubMob graphic http://i665.photobucket.com/albums/vv19 … R-2011.jpg  or this week's HubMob graphic http://i665.photobucket.com/albums/vv19 … f-debt.jpg
   to your hub so that everyone who reads it will know that it is part of the official HubMob topic of the week
   
   5. Categorize: Please make sure you categorize your hub according to your chosen topic. 
   
   6. After you publish your Hub, come back to the forum and post a link to your hub with a brief description of what you wrote about and why. 
   
   
   Have a great start of the year!!!

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   1. 78

      vox vocisposted 13 years agoin reply to this

      My two Hubmob hubs on credit cards:
      
      http://hubpages.com/hub/understanding-the-credit-card
      
      http://hubpages.com/hub/credit-cards_cr … dit-scores
      
      Thanks...

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   2. 83

      oceansnsunsetsposted 13 years agoin reply to this

      Here is my hub for the contest and hub mob weekly topic. 
      
      http://hubpages.com/hub/Getting-Out-of- … ggage?done
      
      This hub focuses on getting out of debt, and especially credit card debt which can lead to being perpetually in debt.

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   3. 60

      YU_First 1posted 13 years agoin reply to this

      http://hubpages.com/hub/Student-Loans-A … umer-Loans
      
      Student loans have evolved, served many and are now a booming businees.
      
      Presently, others consider them abominable and oppressive...

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   4. 59

      Princess Shellyposted 13 years agoin reply to this

      Getting out of debt is the subject of this hub. It's a "How-To", and motivational!  Enjoy!
      
      http://hubpages.com/hub/To-be-or-not-to … e-question

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   5. 64

      authorfriendlyposted 13 years agoin reply to this

      Here is my hubmob help for homeowners whose mortgage is worth more than their home:
      http://hubpages.com/hub/Short-Sale-Information

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   6. 44

      arthurchappellposted 13 years agoin reply to this

      My first Hub-mob posting   on the subject of Debt, in keeping with today's bonus topic - Saturday, January 8th: Debt and Bankruptcy
      http://hubpages.com/hub/Being-in-debt-s … ebt-advice
      
      Basically my piece is a confession to my own debts as a warning to others not to do what I did.
      
      Struggling with the RS feed - put what I think is the right link but it cionnects to hubs about romance

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      1. 92

         rmcrayneposted 13 years agoin reply to this

         
         
         You have to "copy hyperlink" or "copy shortcut", not merely "copy".  You can also click on Princessa's RSS link, taking you to the link, then copy address from navigation bar.

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         1. 44

            arthurchappellposted 13 years agoin reply to this

            thanks, got it sorted now - cheers for your advice

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            1. 76

               barryrutherfordposted 13 years agoin reply to this

               RMCRayne
               
               This appears at the bottom of my hub after saving the RSS Feed
               
               "This does not appear to be a valid RSS feed."
               
               
               I seem to remember having  this problem last year.  I do not see any  option but to copy or select all !
               
               
               regards
               
               Barry

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               1. 69

                  wyanjenposted 13 years agoin reply to this

                  Hi Barry
                  
                  If you click the link in step #2 of the first post, you can copy the URL in the address bar at the top of the page once it loads.
                  
                  

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                  1. 92

                     rmcrayneposted 13 years agoin reply to this

                     Thanks Jen.  I was out all afternoon and evening running errands.  Got some new Peds pro gear (puzzles, travel games, etc.).

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                     1. 53

                        Information Here!posted 13 years agoin reply to this

                        I answered the weekly HubMob question with this Hub:
                        
                        Financing Your Education: How to Get The Most Useful Information about Student Loans!

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                     2. 69

                        wyanjenposted 13 years agoin reply to this

                        No prob I was just passing through...

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   7. 53

      Information Here!posted 13 years agoin reply to this

      I've made a Hub to answer the weekly HubMob question!
      
      http://hubpages.com/hub/Borrowing-To-Bu … hink-About

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   8. 53

      Information Here!posted 13 years agoin reply to this

      This Hub was written to answer the weekly HubMob question!
      
      How to Get Your Personal Finance Questions Answered Today! Want to Know About Credit or Debt?

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2. 77

   Princessaposted 13 years ago

   For those HubMobsters entering the contest, please remember that the daily bonus starts everyday at 12:01 P.M. (PT)
   
   If you are outside PT this time converter will help you keep track of time http://www.timeanddate.com/worldclock/converter.html

   replyreport
3. 84

   DzyMsLizzyposted 13 years ago

   Hmmmmmm.....
   
   I'm no economist; have no more than a layman's very general grasp of the laws surrounding banking etc.; I'm not a statistician; I don't have money in the stock market and I wasn't born with the proverbial silver spoon in my mouth.
   
   What I do have is some level of real-life experience and opinion.  For me, this is a hot-button topic of "Oh, boy--don't get me started!"
   
   I'm afraid any hub I might submit on the topic would be very sardonic in nature, and strictly based on personal opinion.
   
   I'm not sure that angle would meet the spirit of either the hub mob or the contest!
   
   However, if that sort of twist would be acceptable, let me know, and I'll tell all. 

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   1. 77

      Princessaposted 13 years agoin reply to this

      Hi, while the HubMob is very open to different styles and angles to a given topic, the Contest is more specific.  For further information about suitability for the contest please refer to the contest rules.
      
      Otherwise, you are welcome with new styles and original takes at our HubMob topic.

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      1. 85

         Denise Handlonposted 13 years agoin reply to this

         Princessa, you're so cool!   

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      2. 76

         soni2006posted 13 years agoin reply to this

         Princessa, you are always up with new innovations. I like your style.

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         1. 77

            Princessaposted 13 years agoin reply to this

            Thank you soni, it is always fun to look for new topics or to join forces with other HubPages initiatives like the contest. This is not my "strong subject" but I am hoping to find some time to write at least one hub on the topic.

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            1. 76

               soni2006posted 13 years agoin reply to this

               Best of luck dear.

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4. 84

   Dorsiposted 13 years ago

   OK I think I entered this pretty correctly! I've got the HubMob graphic and RSS feed on my hub. The only thing was I published the hub yesterday so I didn't actually answer straight from the question because I wrote the hub before the question was posted - is this OK?
   
   Heres my hub:
   http://hubpages.com/hub/Instant-Prepaid-Credit-Cards

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   1. 85

      Denise Handlonposted 13 years agoin reply to this

      sorry Dorsi-I just clicked on your hub and it was not coming through for me. Check it out again. 

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      1. 84

         Dorsiposted 13 years agoin reply to this

         I had to delete it and republish then re-enter the contest. I published it too soon - new link is http://hubpages.com/hub/Instant-Visa-Pr … edit-Cards

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   2. 92

      rmcrayneposted 13 years agoin reply to this

      
      
      Sorry, but first and foremost, you must start from Princessa's link.  See this reply from me on another forum thread regarding contest/HubMob hubs:
      
      http://hubpages.com/forum/topic/63663#post1401590

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      1. 84

         Dorsiposted 13 years agoin reply to this

         Thanks I unpublished and deleted the hub/then republished it and entered correctly!

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5. 82

   rachellrobinsonposted 13 years ago

   http://hubpages.com/hub/I-dont-want-to-live-in-debt
   
   This is my idea on how to get out of debt.

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6. 82

   KCC Big Countryposted 13 years ago

   http://hubpages.com/hub/How-Do-I-Get-Out-of-Debt
   
   This is my contribution for the day. 

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7. 71

   pakpubposted 13 years ago

   Here is my contribution
   
   http://hubpages.com/hub/How-Can-I-Get-Out-Of-Debt

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8. 60

   sligobayposted 13 years ago

   Well this is quite an addictive little Mob you've created.
   Understanding Finance was my choisce and put me under some healthy performance pressure tis evening. I published at 11:59 0n Jan 3rd.
   
   I use a film from 1964, Mary Poppins, to demonstrate the choices we need to understand and make to get out of debt and stay out of debt. It is designed to use to teach children important principles of responsible finance in a fun way. I hope that you enjoy the Hub. http://hubpages.com/hub/Tuppence-Invest … ng-Finance

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   1. 92

      rmcrayneposted 13 years agoin reply to this

      
      
      So true!  And HubMob has helped me to write on topics I otherwise would not have thought of.  Some of these hubs have been my top traffic-getters.

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      1. 60

         sligobayposted 13 years agoin reply to this

         Thanks for the encouragement.

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      2. 76

         soni2006posted 13 years agoin reply to this

         I agree with RM. The same has happened to me. I plan to write for the hubmob again.

         replyreport
9. 53

   mandynealeposted 13 years ago

   Just posted a hub on Virtual Credit Cards

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10. 87

    Patty Inglish, MSposted 13 years ago

    Here is one on some pitfalls of credit cards.
    
    http://hubpages.com/hub/How-to-Avoid-Cr … Bankruptcy

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       soni2006posted 13 years agoin reply to this

       Excellent one Patty.

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11. 84

    Dorsiposted 13 years ago

    Published just in the nick of time!!
    
    http://hubpages.com/hub/Instant-Visa-Pr … edit-Cards

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12. 61

    Whitepinesposted 13 years ago

    I think I did this right. Mine is on budgeting to help you get out of debt:
    http://hubpages.com/hub/Budgeting-to-Get-Out-of-Debt

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    1. 69

       wyanjenposted 13 years agoin reply to this

       Your hub looks great
       
       
       Good job

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13. 69

    wyanjenposted 13 years ago

    Here's one way to start digging yourself out:
    
    Chip away debt with interest free credit cards
    
    
    

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14. 49

    Purple Perlposted 13 years ago

    Credit Cards For Students-Helpful Tips For Students Using A Credit Card
    http://hubpages.com/hub/Credit-Cards-Fo … redit-Card

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15. 74

    Sweetsusiegposted 13 years ago

    My Hub is about not using those pre-approved credit cards and a couple alternatives to them. 
    
    http://hubpages.com/hub/Pre-Approved-Cr … -way-to-go

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    1. 74

       Sweetsusiegposted 13 years agoin reply to this

       Its telling me that the rss feed isn't working!!  not sure what to do!

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          Loren's Gemposted 13 years agoin reply to this

          have you tried refreshing your browser?

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          1. 74

             Sweetsusiegposted 13 years agoin reply to this

             Yep, it's still not there, the message I get is this:   This does not appear to be a valid RSS feed. 
             
             Hoping someone can help me!  I'd like to be in the contest, since the rss feed didn't work, I'm probably out of the running!

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             1. 76

                barryrutherfordposted 13 years agoin reply to this

                Having a working  rss feed to other hubs is not essential for you entering the competition.  I had the same issue in one of the earlier competitions.  hope this relieves you anxiety to being  included in  the competition...

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             2. 92

                rmcrayneposted 13 years agoin reply to this

                HubMob has nothing to do with your contest eligiblity.  We merely mirror contest topics to minimize confusion.  If you follow all the rules for the contest you should be good.  Check out the contest thread.  Always lots of good questions and answers there: 
                
                http://hubpages.com/forum/topic/63785
                
                Read more about the history and mission of HubMob: 
                
                http://hubpages.com/hub/What-is-a-HubMo … o-join-one
                
                http://hubpages.com/hub/How-to-Write-a-HubMob-Hub

                replyreport
       2. 92

          rmcrayneposted 13 years agoin reply to this

          This is a common problem when you just select "copy". 
          
          Try clicking on the link, taking you to the RSS feed.  Then copy the link from the navigation bar. 
          
          Or right click on the link, and instead of "copy", select "copy link", "copy hyperlink" or "copy shortcut". 
          
          Check out step by step screen shots here:
          
          http://hubpages.com/hub/HubMob-For-Dumm … HubMob-Hub

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          1. 74

             Sweetsusiegposted 13 years agoin reply to this

             Excellent - Thank you .. That worked!!  I certainly appreciate your help!

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16. 67

    Loren's Gemposted 13 years ago

    One for today, its about the different types of credit cards and how to choose one that's best for you:
    
    http://hubpages.com/hub/TypesofCreditCa … orYou?done

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17. 58

    SEO Expert Keralaposted 13 years ago

    Student Loans - Birds View Of Education Loans
    http://hubpages.com/hub/Student-Loans-B … tion-Loans
    
    Understanding Credit Cards -What You Need to Know About Credit Cards
    http://hubpages.com/hub/Understanding-C … edit-Cards
    
    
    What is the limit of maximum no of articles per day ?

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18. 94

    melbelposted 13 years ago

    Here's my first one for this week's HubMob:
    http://hubpages.com/hub/-Student-Loans- … a-Cosigner
    
    More to come throughout the week.

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19. 78

    Karandaposted 13 years ago

    The Family Budget and Credit Card Balances is the title for my hub as part of the HubMob weekly topic 'Getting out of Debt'.
    
    http://hubpages.com/hub/The-Family-Budg … d-Balances

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20. 76

    soni2006posted 13 years ago

    My first hub for the hubmob and fourth for student loans category in the contest.
    
    Problems Associated With Getting Student Loans In India
    
    http://hubpages.com/hub/Problems-Associ … s-In-India

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21. 76

    soni2006posted 13 years ago

    My second hub for hubmob
    
    
    Step By Step Student Loan Process For Pursuing Higher Education
    
    http://hubpages.com/hub/Step-By-Step-St … -Education

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22. 84

    DzyMsLizzyposted 13 years ago

    Here is my submission--although, as I warned, it's from the upside-down perspective, and takes on the real culprits.  I've ignored trying to 'give advice' and instead attempt to trace the root of the problem.
    
    http://hubpages.com/hub/Understanding-F … -Down-Side
    
    (Also--I changed the title PRIOR to publishing, but the original version is showing up here for some reason.)

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    1. 92

       rmcrayneposted 13 years agoin reply to this

       
       
       You can change the title, but you cannot change the URL.

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       1. 84

          DzyMsLizzyposted 13 years agoin reply to this

          oh.  bummer.  Thanks..next time I'll think harder in the first place. 

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23. 68

    Rosie2010posted 13 years ago

    Hiya Princessa, I love participating in contests and I sure love participating in the Weekly Hubmob topics.. but finance is really not my cup of tea. I am certainly not in a position to give any advice on money management.  I don't have any money, so I don't have any money problems. lol  Sorry, I am bowing out this week.
    
    Have a great 2011,
    Rosie

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    1. 77

       Princessaposted 13 years agoin reply to this

       Have a great 2011 you too Rosie.  I am on the same boat, finances are not my "forte" so it looks like I'll just sit back and learn a few things from all the finance hubs submitted this week.

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24. 60

    YU_First 1posted 13 years ago

    http://hubpages.com/t/1eae2f
    
    Car loans can secure you freedom after bankruptcy

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25. 76

    soni2006posted 13 years ago

    Another for hubmob and contest
    
    http://hubpages.com/hub/Are-you-eligibl … n-in-India

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26. 76

    barryrutherfordposted 13 years ago

    My first for the week.
    
    
    http://hubpages.com/hub/Do-you-really-need-a-car-loan

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27. 79

    elayne001posted 13 years ago

    Here are four on personal finance I have done so far:
    
    http://hubpages.com/hub/Financial-Plann … a-New-Baby
    
    http://hubpages.com/hub/Student-Loan-Options
    
    http://hubpages.com/hub/The-Truth-About … edit-Cards
    
    http://hubpages.com/hub/How-to-Not-Worr … al-Finance
    
    Hope you learn from them like I did.

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    1. 92

       rmcrayneposted 13 years agoin reply to this

       
       
       So sorry elayne but none of these were started from Princessa's link, are therefore not HubMob hubs, and therefore are not eligible for posting in this thread.  Again sorry.

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28. 84

    Dorsiposted 13 years ago

    Here is my entry - covers todays contest topic today too.
    Being a Cosigner on a Mortgage - Should You Cosign
    
    http://hubpages.com/hub/Being-a-Cosigne … You-Cosign

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29. 89

    Chin chinposted 13 years ago

    Here's my hub for the week about Pre-approved car loans.
    
    http://hubpages.com/hub/Pre-Approved-Ca … hy-and-How

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30. 76

    barryrutherfordposted 13 years ago

    authorfreindly
    
    Princess Shelley
    
    Yu First one 
    
    VoxVocis
    
    Oceansunsets
    
    There is no need to repost the whole original competition post at the start of this thread by Princessa.  In fact please don't do it- unless your replying to a particular question;  Reposting takes up far too much room and is quite distracting...
    
    You do this by using the last Icon button at the bottom of the page & not the reply button to make a post. marked (post a reply)

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    1. 92

       rmcrayneposted 13 years agoin reply to this

       
       
       Worth repeating.  Just scroll to the bottom of the thread and click on "post a reply".

       replyreport
31. 61

    Kevin Peterposted 13 years ago

    Back to Hubmob challenges
    ..
    How To Choose Best Home Mortgage ?
    http://hubpages.com/hub/How-To-Choose-B … tgage-Plan

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32. 68

    travelespressoposted 13 years ago

    I've just added a hub to hubmob.  Its lovely to write for the hubmob again! 
    
    http://hubpages.com/hub/-How-to-Choose- … -Insurance

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33. 94

    melbelposted 13 years ago

    Got my second one in for the week:
    http://hubpages.com/hub/-FHA-Loan-Requirements

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34. 68

    travelespressoposted 13 years ago

    Here's my second hubmob.
    
    http://hubpages.com/hub/Home-Mortgage-I … rcent-Have

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35. 74

    sarovaiposted 13 years ago

    I attended second one in hubmob.
    
    my link is
    
    http://hubpages.com/hub/how-to-get-out- … -some-tips

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36. 55

    anujagarwalposted 13 years ago

    Link to my hub describing different Construction plans a builder offers to buy a house:
    
    http://hubpages.com/hub/Construction-Li … an-to-take

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37. 78

    Karandaposted 13 years ago

    Paying a little more off your mortgage can put you years ahead of your repayments. Get out of debt sooner by thinking ahead. Here's 4 Good Reasons for Paying More off your Home Mortgage.
    
    http://hubpages.com/hub/4-Good-Reasons- … e-Mortgage

    replyreport
38. 72

    alekhouseposted 13 years ago

    Just published a hub on "debt and bankruptcy". Having gotten myself into somewhat of a bind, coupled with the bad economy, I am now trying to avoid bankruptcy and pay off credit cards thereby assuring that I don't lose my business. It "ain't" easy, folks!
    
    http://hubpages.com/hub/Avoiding-bankru … -all-costs

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39. 76

    soni2006posted 13 years ago

    Difference Between HELOC Vs Reverse Mortgage Vs Flip Loans
    
    http://hubpages.com/hub/Difference-Betw … Flip-Loans

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40. 53

    successnhopeposted 13 years ago

    ello Mr SonHi,
    
    I am having the same problem,its about my loan in 2009 which was of 1.25lacs with ICICI.I did repayed them half d amount around 80thousand Rupees and because of the recession i lost my job.any was unable to pay for 3 months.i told those DSAs that i want to go for settelment but they just went away.suddenly ICICI advocate is calling me and telling me that u have to pay back the interest total of 2lacs and we r having our meeting tommorrow,otherwise we will take action.i just got paniced for a moment that,firstly some advocate of ICICI bank is calling and some meeting is going to happen and some bad thoughts started coming like what will happen if my name goes to police and will they harm my parents and so on.after reading all ur articles and suggestions i think i can reply them back in a rude way,as i did had some query that if this guy is an advocate,he knows to give a notice of around 1 month but this fake advocate is telling me we have r meeting tomorrow and u r in danger.
    and I cannot repay back this big amount,i want to ask you
    
    can settelment be done wth 10,000 or 12,000.as i am going through a very difficult time .
    
    Please reply me soon and give me some suggestion and inspiration.

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    1. 76

       soni2006posted 13 years agoin reply to this

       I have answered your question in my hub. Please check there and delete this post from here.

       replyreport
41. 76

    barryrutherfordposted 13 years ago

    Thank you both it seems to have worked this time...

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42. 76

    soni2006posted 13 years ago

    Hubmob hub
    
    How much to save, how much to spend for young people?
    
    http://hubpages.com/hub/How-much-to-sav … h-to-spend

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43. 94

    melbelposted 13 years ago

    Here's mine:
    
    http://hubpages.com/hub/How-to-File-Ban … in-Indiana

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44. 78

    Karandaposted 13 years ago

    Bankruptcy need not be the solution to debt that has become out of control. Today's contribution to the topic is 5 Alternatives to Bankruptcy When Debt is Out of Control.
    
    http://hubpages.com/hub/5-Alternatives- … ntrol?done
    
    Bankruptcy must be the most difficult word to type more than a couple of times. It just seems wrong the more you type it. I had to keep using the spell check to be sure.

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45. 60

    Bianuposted 13 years ago

    Sometimes it seems we can't control our debts and are about to spiral into a debt crisis. The Debt Snowball method lets you pay off debts in a planned stepwise manner.
    
    Here's my Hub describing how to use it
    
    http://hubpages.com/hub/Getting-out-of- … all-Method
    
    Thumbs up... We can live a debt free life

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46. 55

    anujagarwalposted 13 years ago

    Is it better to pay off loans or to invest money?
    
    http://hubpages.com/hub/Is-it-better-to … -to-invest

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47. 64

    authorfriendlyposted 13 years ago

    Here is my entry hub mob hub on bankruptcy. I was surprised to learn about the ability to get credit for timely rental payments with the credit company:
    http://hubpages.com/hub/How-to-Rebuild- … Bankruptcy

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48. 77

    Princessaposted 13 years ago

    I struggled with this one:  http://hubpages.com/hub/Taxes-in-France

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49. 55

    anujagarwalposted 13 years ago

    A solution to end Tax woes:
    http://hubpages.com/hub/Should-we-pay-t … d-Tax-woes

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50. 77

    Princessaposted 13 years ago

    Hello HubMobsters, ready to change topics? 
    
    For those of you ready to start a new weekly topic here is the link to this week's HubMob http://hubpages.com/forum/topic/64341
    
    Thank you to all the HubMobsters who took part in last week's HubMob.

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    1. 94

       melbelposted 13 years agoin reply to this

       Here is my last one: http://hubpages.com/hub/Tax-in-France

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